
bp Rewards Visa
By Alex Compton · Last verified
30 cents off every gallon for two months, then steady pump savings.
Welcome Bonus
None
Intro: 30 cents off per gallon at bp and Amoco for the first 60 days after account opening, then 15 cents off per gallon
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
640+
(Fair to Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 0 | No recorded spend | Terms reconfirmedIntro: 30 cents off per gallon at bp and Amoco for the first 60 days after account opening, then 15 cents off per gallon | FNBO bp rewards Visa offer page → |
| 2026-06 | 0 | No recorded spend | Terms reconfirmed50 cents per gallon intro for 60 days, offer window through September 2026 | Archive record · no attached snapshot |
| 2022-03 | 0 | No recorded spend | Earliest recordLaunched as BPme Rewards Visa with the same cents-per-gallon intro structure | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Intro pump discount cut from 50 to 30 cents per gallon for 60 days; 15 cents ongoing, 5x/3x/3x/1x earning, $0 fee and 3% foreign fee confirmed.
Fields: offerNote, tagline
FNBO bp rewards Visa offer page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 5xNon-fuel purchases at bp and Amoco stores
- 3xGrocery, dining and food delivery
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦15 cents off per gallon at bp and Amoco every day after the intro period
- ✦Rewards flow into bp's earnify loyalty program for fuel discounts
- ✦Free FICO score access through FNBO
Why it earns its spot
- +The everyday 15-cent pump discount stacks with earnify app offers
- +3x on grocery and dining is solid for a gas cobrand
Where it costs you
- −Value is welded to one fuel brand's station network
- −3% foreign transaction fee
- −A flat 2% cash back card beats it everywhere but the pump
The Compound Verdict
Launched in 2022 as the BPme Rewards Visa and rebranded when bp moved its loyalty program to earnify. The math only works if bp or Amoco is genuinely your default station; heavy commuters can clear a couple hundred dollars a year at the pump. For everyone else this is a single-merchant card in a world full of 2% cards.
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