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bp Rewards Visa

By Alex Compton · Last verified

Half a buck off every gallon for two months, then steady pump savings.

6.0/10First National Bank of Omahapersonalearnify Points
Offer recheck in progressBest for: Commuters who fill up at bp or Amoco weekly

Welcome Bonus

Under review

Current claim suppressed

Spend Requirement

Under review

Annual Fee

Under review

Last recorded terms remain in the history below

Credit Score

640+

(Fair to Good)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

No numeric welcome bonus recorded

This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.

ObservedOfferRequirementWhat changedEvidence
2026-060No recorded spendTerms reconfirmed50 cents per gallon intro for 60 days, offer window through September 2026Archive record · no attached snapshot
2022-030No recorded spendEarliest recordLaunched as BPme Rewards Visa with the same cents-per-gallon intro structureArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Source checked 2026-06-11 · spot an outdated offer? Report a correction above.

Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 5xNon-fuel purchases at bp and Amoco stores
  • 3xGrocery, dining and food delivery
  • 1xEverything else

Last Recorded Credits

No statement credits, this card wins on earn rates, not coupons.

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • 15 cents off per gallon at bp and Amoco every day after the intro period
  • Rewards flow into bp's earnify loyalty program for fuel discounts
  • Free FICO score access through FNBO

Why it earns its spot

  • +The everyday 15-cent pump discount stacks with earnify app offers
  • +3x on grocery and dining is solid for a gas cobrand

Where it costs you

  • Value is welded to one fuel brand's station network
  • 3% foreign transaction fee
  • A flat 2% cash back card beats it everywhere but the pump

The Compound Verdict

Launched in 2022 as the BPme Rewards Visa and rebranded when bp moved its loyalty program to earnify. The math only works if bp or Amoco is genuinely your default station; heavy commuters can clear a couple hundred dollars a year at the pump. For everyone else this is a single-merchant card in a world full of 2% cards.

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