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bp Rewards Visa

By Alex Compton · Last verified

30 cents off every gallon for two months, then steady pump savings.

★ 6.0/10First National Bank of Omahapersonalearnify Points
View Current OfferBest for: Commuters who fill up at bp or Amoco weekly

Welcome Bonus

None

Intro: 30 cents off per gallon at bp and Amoco for the first 60 days after account opening, then 15 cents off per gallon

Spend Requirement

None

Annual Fee

$0

3% FTF

Credit Score

640+

(Fair to Good)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

No numeric welcome bonus recorded

This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.

ObservedOfferRequirementWhat changedEvidence
2026-10-120No recorded spendTerms reconfirmedIntro: 30 cents off per gallon at bp and Amoco for the first 60 days after account opening, then 15 cents off per gallonFNBO bp rewards Visa offer page →
2026-060No recorded spendTerms reconfirmed50 cents per gallon intro for 60 days, offer window through September 2026Archive record · no attached snapshot
2022-030No recorded spendEarliest recordLaunched as BPme Rewards Visa with the same cents-per-gallon intro structureArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. changed

    Intro pump discount cut from 50 to 30 cents per gallon for 60 days; 15 cents ongoing, 5x/3x/3x/1x earning, $0 fee and 3% foreign fee confirmed.

    Fields: offerNote, tagline

    FNBO bp rewards Visa offer page →

Source checked 2026-10-12 · spot an outdated offer? Report a correction above.

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Earning Rates

  • 5xNon-fuel purchases at bp and Amoco stores
  • 3xGrocery, dining and food delivery
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • ✦15 cents off per gallon at bp and Amoco every day after the intro period
  • ✦Rewards flow into bp's earnify loyalty program for fuel discounts
  • ✦Free FICO score access through FNBO

Why it earns its spot

  • +The everyday 15-cent pump discount stacks with earnify app offers
  • +3x on grocery and dining is solid for a gas cobrand

Where it costs you

  • −Value is welded to one fuel brand's station network
  • −3% foreign transaction fee
  • −A flat 2% cash back card beats it everywhere but the pump

The Compound Verdict

Launched in 2022 as the BPme Rewards Visa and rebranded when bp moved its loyalty program to earnify. The math only works if bp or Amoco is genuinely your default station; heavy commuters can clear a couple hundred dollars a year at the pump. For everyone else this is a single-merchant card in a world full of 2% cards.

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