British Airways Visa Signature Card
By Alex Compton · Last verified
Avios for short-haul sweet spots, plus the famous Travel Together companion ticket.
Welcome Bonus
75,000
≈$1,050 value
Spend Requirement
$5,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: Public offer: 75,000 Avios after $5,000 in 3 months
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 100k before; the current 75k is right at its typical 75k. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
75k
All-time high
100k
Typical offer
75k
In place since
March 2023
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 75,000 | $5,000 in 3 mo | Terms reconfirmedPublic offer: 75,000 Avios after $5,000 in 3 months | Chase British Airways Visa Signature product page (rendered) → |
| 2026-01 | 75,000 | $5,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-03 | 75,000 | $5,000 in 3 mo | Bonus decreased: 100,000 → 75,000 · Spend: $20,000 → $5,000 · Window: 12 months → 3 months | Archive record · no attached snapshot |
| 2019-05 | 100,000 | $20,000 in 12 mo | Earliest recordTiered offer, up to 100k | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
75k Avios after $5k/3mo, $95 fee, 3/2/1 earn and no FTF confirmed; LEVEL dropped from the 3x category
Fields: earningRates, benefits
Chase British Airways Visa Signature product page (rendered) →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 3xBritish Airways, Aer Lingus and Iberia flight purchases
- 2xHotel stays booked direct
- 1xAll other purchases
Credits ($600/yr stated)
- Award flight statement credits$600
Up to $600/yr offsetting taxes and fees on BA awards, terms apply
Benefits
- ✦Travel Together Ticket after $30k annual spend, or use it for 50% off the Avios price of a solo reward flight
- ✦10% off British Airways flights starting in the US booked through the card link
- ✦Avios pool freely between BA, Iberia and Aer Lingus accounts
- ✦No foreign transaction fees
Why it earns its spot
- +Avios short-haul partner awards are a genuine sweet spot
- +Statement credits can blunt BA's notorious surcharges
Where it costs you
- −BA long-haul awards carry heavy fuel surcharges
- −$30k spend for the companion ticket is steep
- −Weak earning outside airline purchases
The Compound Verdict
Get this for Avios the currency, not British Airways the airline. Short partner flights on American and Alaska priced in Avios are the play, and the fee-offset credits help when you do fly BA metal. Chart the bonus, it cycles to 100k occasionally.
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