Capital One Quicksilver Secured
By Alex Compton · Last verified
Flat 1.5% everywhere while you build credit.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
None
required (building credit)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2022-01 | $0 | No recorded spend | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-09 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1.5xAll purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦$200 refundable deposit for a $200 starting line
- ✦Automatic credit line reviews in as little as 6 months
- ✦Graduation path to the unsecured Quicksilver
- ✦Reports to all three credit bureaus
Why it earns its spot
- +1.5% flat matches many unsecured cards
- +No annual fee and no FTF
- +Same graduation machinery as the Platinum Secured
Where it costs you
- −Fixed $200 deposit, no $49 tier
- −Discover it Secured out-earns it on gas and dining in year one
The Compound Verdict
A secured card that earns like a normal flat-rate card. If your spending is spread evenly rather than concentrated in gas and dining, this beats the Discover on earn. Either way you build credit at full speed.
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