Credit Compound
Mastercard
Quicksilver Student
Personal · No AF

Capital One Quicksilver Student Cash Rewards

Flat 1.5% everywhere for students who want zero complexity.

6.7/10Capital OnepersonalCapital One Cash Back
View Current OfferBest for: Students who want one rate on everything

Welcome Bonus

$100

≈$100 value

Spend Requirement

$300

in 3 months

Annual Fee

$0

No FTF

Credit Score

No

credit or limited history (Student)

Current offer note: Limited-time $100 cash bonus, doubled from the usual $50

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (value)Spending Requirement ($)
$0$38$75$113$150$0$100$200$300$4002023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 1.5xAll purchases
  • 5xHotels and rental cars via Capital One Travel

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • Same flat earn as the regular Quicksilver with student-friendly approval
  • Automatic credit line reviews as history builds
  • No foreign transaction fees

Why it earns its spot

  • +Nothing to track: one rate on everything
  • +No fee and no FTF from day one

Where it costs you

  • The Savor Student out-earns it for typical student spending
  • Low starting credit limits

The Compound Verdict

A perfectly fine first card, but the Savor Student is the better pick for almost every student because dining and streaming dominate the budget. Choose this one only if your spending genuinely has no pattern.

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