Capital One Quicksilver Student Cash Rewards
By Alex Compton · Last verified
Flat 1.5% everywhere for students who want zero complexity.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
No
credit or limited history (Student)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $100 | $300 in 3 mo | Bonus increased: $50 → $100 · Spend: $100 → $300Limited-time $100 cash bonus, doubled from the usual $50 | Archive record · no attached snapshot |
| 2025-01 | $50 | $100 in 3 mo | Terms reconfirmed$50 cash bonus | Archive record · no attached snapshot |
| 2023-01 | $50 | $100 in 3 mo | Earliest record$50 cash bonus | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1.5xAll purchases
- 5xHotels and rental cars via Capital One Travel
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Same flat earn as the regular Quicksilver with student-friendly approval
- ✦Automatic credit line reviews as history builds
- ✦No foreign transaction fees
Why it earns its spot
- +Nothing to track: one rate on everything
- +No fee and no FTF from day one
Where it costs you
- −The Savor Student out-earns it for typical student spending
- −Low starting credit limits
The Compound Verdict
A perfectly fine first card, but the Savor Student is the better pick for almost every student because dining and streaming dominate the budget. Choose this one only if your spending genuinely has no pattern.
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