Capital One Quicksilver Student Cash Rewards
By Alex Compton · Last verified
Flat 1.5% everywhere for students who want zero complexity.
Welcome Bonus
$50
≈$50 value
Spend Requirement
$100
in 3 months
Annual Fee
$0
No FTF
Credit Score
No
credit or limited history (Student)
Current offer note: One-time $50 cash bonus after $100 in purchases within 3 months; the limited-time $100 offer has ended
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered $100 before; the current $50 is right at its typical $50. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
$50
All-time high
$100
Typical offer
$50
In place since
October 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $50 | $100 in 3 mo | Bonus decreased: $100 → $50 · Spend: $300 → $100One-time $50 cash bonus after $100 in purchases within 3 months; the limited-time $100 offer has ended | Capital One Quicksilver Student product page → |
| 2026-06 | $100 | $300 in 3 mo | Bonus increased: $50 → $100 · Spend: $100 → $300Limited-time $100 cash bonus, doubled from the usual $50 | Archive record · no attached snapshot |
| 2025-01 | $50 | $100 in 3 mo | Terms reconfirmed$50 cash bonus | Archive record · no attached snapshot |
| 2023-01 | $50 | $100 in 3 mo | Earliest record$50 cash bonus | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Limited-time $100 offer ended; now $50 after $100 in 3 months. Unlimited 1.5%, $0 fee and no FTF confirmed
Fields: currentOffer
Capital One Quicksilver Student product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 1.5xAll purchases
- 5xHotels and rental cars via Capital One Travel
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Same flat earn as the regular Quicksilver with student-friendly approval
- ✦Automatic credit line reviews as history builds
- ✦No foreign transaction fees
Why it earns its spot
- +Nothing to track: one rate on everything
- +No fee and no FTF from day one
Where it costs you
- −The Savor Student out-earns it for typical student spending
- −Low starting credit limits
The Compound Verdict
A perfectly fine first card, but the Savor Student is the better pick for almost every student because dining and streaming dominate the budget. Choose this one only if your spending genuinely has no pattern.
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