Capital One Quicksilver Student Cash Rewards
Flat 1.5% everywhere for students who want zero complexity.
Welcome Bonus
$100
≈$100 value
Spend Requirement
$300
in 3 months
Annual Fee
$0
No FTF
Credit Score
No
credit or limited history (Student)
Current offer note: Limited-time $100 cash bonus, doubled from the usual $50
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 1.5xAll purchases
- 5xHotels and rental cars via Capital One Travel
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Same flat earn as the regular Quicksilver with student-friendly approval
- ✦Automatic credit line reviews as history builds
- ✦No foreign transaction fees
Why it earns its spot
- +Nothing to track: one rate on everything
- +No fee and no FTF from day one
Where it costs you
- −The Savor Student out-earns it for typical student spending
- −Low starting credit limits
The Compound Verdict
A perfectly fine first card, but the Savor Student is the better pick for almost every student because dining and streaming dominate the budget. Choose this one only if your spending genuinely has no pattern.
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