Capital One QuicksilverOne Cash Rewards
By Alex Compton · Last verified
1.5% cash back for people still building their credit score.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
580+
(Fair)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1.5xAll purchases
- 5xHotels, vacation rentals, rental cars via Capital One Travel
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Available with fair credit, no security deposit required
- ✦Automatic credit line review after six months
- ✦No foreign transaction fees
Why it earns its spot
- +Full 1.5% earn at a credit tier where most cards pay nothing
- +Clear graduation path to the regular Quicksilver
Where it costs you
- −$39 annual fee needs $2,600 of spend just to break even
- −No welcome bonus
- −High ongoing APR
The Compound Verdict
A bridge card. The $39 fee buys access to real rewards while your score recovers, and the six-month line review does the rebuilding work. Ask Capital One for an upgrade to the fee-free Quicksilver the moment your credit allows it.
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