Capital One Spark Cash Select
By Alex Compton · Last verified
1.5% on everything for the business that wants zero overhead.
Welcome Bonus
$750
≈$750 value
Spend Requirement
$6,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
700+
(Good to Excellent)
Current offer note: $750 cash bonus
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 3 tracked offers going back to 2021, nothing has beaten $750.
Current offer
$750
All-time high
$750
Typical offer
$750
In place since
January 2024
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 1.5xAll purchases
- 5xHotels and rental cars via Capital One Travel
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Free employee cards
- ✦0% intro APR window on purchases
- ✦No foreign transaction fees
Why it earns its spot
- +$750 bonus on a no-fee business card
- +Nothing to track, nothing to optimize
Where it costs you
- −1.5% trails the 2% business cards
- −No path to transferable miles
The Compound Verdict
The default business card for owners who refuse to think about credit cards. Take the $750, set autopay, and move on. Once monthly spend gets serious, the 2% Spark Cash Plus quietly out-earns it.
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