VisaCapital One Spark Cash Select
1.5% on everything for the business that wants zero overhead.
Welcome Bonus
$750
≈$750 value
Spend Requirement
$6,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
700+
(Good to Excellent)
Current offer note: $750 cash bonus
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 1.5xAll purchases
- 5xHotels and rental cars via Capital One Travel
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Free employee cards
- ✦0% intro APR window on purchases
- ✦No foreign transaction fees
Why it earns its spot
- +$750 bonus on a no-fee business card
- +Nothing to track, nothing to optimize
Where it costs you
- −1.5% trails the 2% business cards
- −No path to transferable miles
The Compound Verdict
The default business card for owners who refuse to think about credit cards. Take the $750, set autopay, and move on. Once monthly spend gets serious, the 2% Spark Cash Plus quietly out-earns it.
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