Capital One Venture Business
By Alex Compton · Last verified
Spark Miles rebranded into the Venture family with new credits and a six-figure bonus.
Welcome Bonus
100,000
≈$1,800 value
Spend Requirement
$10,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
720+
(Excellent)
Current offer note: Public offer confirmed unchanged
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 150k before; the current 100k is right at its typical 100k. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
100k
All-time high
150k
Typical offer
100k
In place since
June 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 100,000 | $10,000 in 3 mo | Terms reconfirmedPublic offer confirmed unchanged | Capital One Venture Business product page → |
| 2026-06 | 100,000 | $10,000 in 3 mo | Bonus decreased: 150,000 → 100,000 · Spend: $30,000 → $10,000 · Window: 6 months → 3 months | Archive record · no attached snapshot |
| 2026-04 | 150,000 | $30,000 in 6 mo | Earliest recordLaunch: 75k after $7.5k in 3 months plus 75k more after $30k total in 6 months, ended 6/8/26 | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
100,000 miles after $10,000 in 3 months, $95 fee, 2x/5x earning and $50+$50 credits confirmed; page adds a $120 Global Entry/TSA PreCheck credit and Hertz Five Star, and the apply URL moved.
Fields: benefits, applyUrl
Capital One Venture Business product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 5xHotels, vacation rentals and rental cars via Capital One Business Travel
- 2xAll other purchases
Credits ($100/yr stated)
- Capital One Business Travel credit$50
- Advertising and software credit$50
Statement credits on qualifying purchases
Benefits
- ✦Full transfer partner access, the same lineup as the consumer Venture cards
- ✦Free employee cards
- ✦No foreign transaction fees
- ✦Up to $120 Global Entry or TSA PreCheck credit every 4 years
- ✦Hertz Five Star status
Why it earns its spot
- +2x everywhere plus transfer partners at $95 is the business workhorse formula
- +100k standard bonus is strong for the fee tier
- +New $100 in annual credits can wash most of the fee
Where it costs you
- −The $95 fee is no longer waived the first year like Spark Miles was
- −Capital One business approvals favor strong revenue and excellent credit
- −Credits are split into two narrow buckets
The Compound Verdict
This is the Spark Miles with better branding and a slightly better deal. Two miles per dollar into the Capital One transfer program at $95, with credits that mostly offset the fee, makes it the default business catch-all unless you are chasing the Venture X Business fee credit game. Get in while the elevated bonuses cycle.
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