VisaCapital One Venture Business
Spark Miles rebranded into the Venture family with new credits and a six-figure bonus.
Welcome Bonus
100,000
≈$1,800 value
Spend Requirement
$10,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
720+
(Excellent)
Historical Offers Chart
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Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xHotels, vacation rentals and rental cars via Capital One Business Travel
- 2xAll other purchases
Credits ($100/yr stated)
- Capital One Business Travel credit$50
- Advertising and software credit$50
Statement credits on qualifying purchases
Benefits
- ✦Full transfer partner access, the same lineup as the consumer Venture cards
- ✦Free employee cards
- ✦No foreign transaction fees
- ✦Pay-in-full charge structure available on some approvals
Why it earns its spot
- +2x everywhere plus transfer partners at $95 is the business workhorse formula
- +100k standard bonus is strong for the fee tier
- +New $100 in annual credits can wash most of the fee
Where it costs you
- −The $95 fee is no longer waived the first year like Spark Miles was
- −Capital One business approvals favor strong revenue and excellent credit
- −Credits are split into two narrow buckets
The Compound Verdict
This is the Spark Miles with better branding and a slightly better deal. Two miles per dollar into the Capital One transfer program at $95, with credits that mostly offset the fee, makes it the default business catch-all unless you are chasing the Venture X Business fee credit game. Get in while the elevated bonuses cycle.
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