Capital One VentureOne Rewards
By Alex Compton · Last verified
Transferable miles with no annual fee and no foreign transaction fees.
Welcome Bonus
20,000
≈$360 value
Spend Requirement
$500
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: 20,000 bonus miles after $500 in purchases within 3 months; confirmed unchanged
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 20,000 | $500 in 3 mo | Terms reconfirmed20,000 bonus miles after $500 in purchases within 3 months; confirmed unchanged | Capital One VentureOne product page → |
| 2026-06 | 20,000 | $500 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2024-01 | 20,000 | $500 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2021-01 | 20,000 | $500 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
20k miles after $500 in 3 months, 1.25x/5x earning, 0% intro APR 15 months, $0 fee and no FTF confirmed
Capital One VentureOne product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 1.25xAll purchases
- 5xHotels, vacation rentals, rental cars via Capital One Travel
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Miles transfer to Capital One's full airline and hotel partner list
- ✦0% intro APR on purchases for 15 months
- ✦No foreign transaction fees
Why it earns its spot
- +Cheapest entry to a real transferable currency
- +Easy bonus: 20,000 miles on just $500 spend
- +No FTF on a no-fee card
Where it costs you
- −1.25x base earn trails 1.5x flat-rate rivals
- −Most people outgrow it for the Venture within a year
The Compound Verdict
The lowest-stakes door into transferable points anywhere. The 1.25x earn is forgettable, but full access to Capital One's transfer partners on a free card is not. A fine first travel card and a fine downgrade landing spot.
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