Carnival World Mastercard
By Alex Compton · Last verified
A cruise discount card living on borrowed time before its September rebrand.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 20,000 | $1,000 in 3 mo | Bonus decreased: 30,000 → 20,000 | Archive record · no attached snapshot |
| 2024-07 | 30,000 | $1,000 in 3 mo | Bonus increased: 20,000 → 30,000Elevated offer | Archive record · no attached snapshot |
| 2021-05 | 20,000 | $1,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xCarnival and World's Leading Cruise Lines purchases
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦FunPoints redeem toward cruises and onboard spending
- ✦Intro 0% APR on Carnival cruise bookings
- ✦FunPoints convert automatically to Carnival Rewards when the new program launches in September 2026
Why it earns its spot
- +No annual fee and no foreign transaction fee for spending at sea
- +Easy bonus worth $200 of cruise credit
Where it costs you
- −FunPoints only have value inside the Carnival family
- −Program is being replaced by Carnival Rewards in September 2026, terms could shift
The Compound Verdict
Fine as a free discount engine if you cruise Carnival every year, pointless otherwise. The bigger story is the September 2026 transition to the Carnival Rewards Mastercard, which will convert FunPoints automatically but rewrite the earning structure. If you are not in a hurry, it may be worth waiting to see the new card before applying.
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