MastercardCarnival World Mastercard
A cruise discount card living on borrowed time before its September rebrand.
Welcome Bonus
20,000
≈$200 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: Worth $200 toward Carnival purchases
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 2xCarnival and World's Leading Cruise Lines purchases
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦FunPoints redeem toward cruises and onboard spending
- ✦Intro 0% APR on Carnival cruise bookings
- ✦FunPoints convert automatically to Carnival Rewards when the new program launches in September 2026
Why it earns its spot
- +No annual fee and no foreign transaction fee for spending at sea
- +Easy bonus worth $200 of cruise credit
Where it costs you
- −FunPoints only have value inside the Carnival family
- −Program is being replaced by Carnival Rewards in September 2026, terms could shift
The Compound Verdict
Fine as a free discount engine if you cruise Carnival every year, pointless otherwise. The bigger story is the September 2026 transition to the Carnival Rewards Mastercard, which will convert FunPoints automatically but rewrite the earning structure. If you are not in a hurry, it may be worth waiting to see the new card before applying.
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