Chase Ink Business Preferred
By Alex Compton · Last verified
The biggest routine sign-up bonus in the business. Period.
Welcome Bonus
90,000
≈$1,845 value
Spend Requirement
$8,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 100k before; the current 90k is right at its typical 90k. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
90k
All-time high
100k
Typical offer
90k
In place since
October 2024
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Embed this chart on your site (free, with attribution)
Bloggers and journalists: paste this snippet to embed the live, auto-updating bonus history chart. Attribution to Credit Compound is included in the widget.
Earning Rates
- 3xTravel, shipping, internet/cable/phone, social media ads ($150k/yr cap)
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Full transfer partner access
- ✦Cell phone protection for the whole plan
- ✦Primary rental insurance for business rentals
- ✦Does not appear on personal credit report
Why it earns its spot
- +90k+ bonuses worth $1,800+ in transfers
- +3x ad spend is huge for e-com operators
- +Doesn't add to your 5/24 count
Where it costs you
- −$8k spend requirement
- −3x caps at $150k/yr
- −Chase business approvals can require a call
The Compound Verdict
For anyone running a business, including e-commerce sellers with real ad and shipping spend, this is the first business card to get, and arguably worth re-evaluating every couple of years.
Rate this card
Be the first to rate it
Commentson CIP
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.