Chase Ink Business Preferred
The biggest routine sign-up bonus in the business. Period.
Welcome Bonus
90,000
≈$1,845 value
Spend Requirement
$8,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xTravel, shipping, internet/cable/phone, social media ads ($150k/yr cap)
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Full transfer partner access
- ✦Cell phone protection for the whole plan
- ✦Primary rental insurance for business rentals
- ✦Does not appear on personal credit report
Why it earns its spot
- +90k+ bonuses worth $1,800+ in transfers
- +3x ad spend is huge for e-com operators
- +Doesn't add to your 5/24 count
Where it costs you
- −$8k spend requirement
- −3x caps at $150k/yr
- −Chase business approvals can require a call
The Compound Verdict
For anyone running a business, including e-commerce sellers with real ad and shipping spend, this is the first business card to get, and arguably worth re-evaluating every couple of years.
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