Chase Ink Business Premier
By Alex Compton · Last verified
2.5% on big purchases, with one catch: the points are stuck as cash.
Welcome Bonus
100,000
≈$1,000 value
Spend Requirement
$10,000
in 3 months
Annual Fee
$195
No FTF
Credit Score
740+
(Excellent)
Current offer note: $1,000 cash back
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-09-04 | 100,000 | $10,000 in 3 mo | Terms reconfirmed$1,000 cash back; current public offer reconfirmed | Chase Ink Business Premier offer details → |
| 2026-01 | 100,000 | $10,000 in 3 mo | Terms reconfirmed$1,000 cash back | Archive record · no attached snapshot |
| 2024-03 | 100,000 | $10,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2022-09 | 100,000 | $10,000 in 3 mo | Earliest recordLaunch offer, $1,000 cash back | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
Reconfirmed the $1,000 offer after $10,000 in three months, $195 fee, 2.5 percent large-purchase rate, 2 percent base rate, and Flex for Business structure.
Fields: currentOffer, offerHistory, cons, lastVerified
Chase Ink Business Premier offer details →
Source checked 2026-09-04 · spot an outdated offer? Report a correction above.
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Earning Rates
- 5xTravel booked through Chase Travel
- 2.5xPurchases of $5,000 or more
- 2xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Pay-in-full card with Flex for Business financing option
- ✦Trip cancellation and interruption insurance
- ✦Cell phone protection
- ✦No foreign transaction fees
Why it earns its spot
- +2.5% on $5k+ invoices beats every flat-rate card for big-ticket spend
- +$1,000 standing bonus is reliable
Where it costs you
- −The rewards are designed primarily for cash back rather than transfer-partner value
- −Must be paid in full each month
- −$195 fee with no credits to offset it
The Compound Verdict
A spreadsheet card. If your business routinely cuts $5,000+ payments, 2.5% back is real money and nothing else matches it. If you care about transfer partners, the locked cash-only points make the Ink Preferred the better $95 spent.
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