Chase Slate Edge
By Alex Compton · Last verified
Chase's no-fee credit-building card for fair credit, open again under the Slate Edge name.
Welcome Bonus
None
Open to new applicants as a credit-building card for fair credit; no welcome bonus or intro APR, 29.24% variable APR
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
640+
(Fair-Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 0 | No recorded spend | Terms reconfirmedReopened on Chase's site as a credit-building card for fair credit with an Apply button; no bonus or intro APR | Chase Slate Edge product page → |
| 2026-02 | 0 | No recorded spend | Terms reconfirmedClosed to new applicants | Archive record · no attached snapshot |
| 2024-01 | 0 | No recorded spend | Offer ended: 10,000 → 0 · Spend: $500 → $0 · Window: 6 months → 0 monthsNo standing bonus, 0% intro APR for 18 months | Archive record · no attached snapshot |
| 2021-08 | 10,000 | $500 in 6 mo | Earliest record$100 bonus at launch | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Reopened: Chase sells Slate Edge with an Apply button as a fair-credit builder, $0 fee, 29.24% variable APR, no intro APR, 3% FTF
Fields: discontinued, currentOffer, benefits
Chase Slate Edge product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Marketed by Chase for fair credit, with no annual fee
- ✦Automatic credit line increase reviews every 6 months or sooner
- ✦Free credit score tracking and Experian plans through Chase Credit Journey
- ✦Zero Liability Protection
Why it earns its spot
- +A Chase card that fair-credit applicants can realistically get, with no annual fee
- +Regular line-increase reviews help utilization as your profile improves
Where it costs you
- −No intro APR anymore: a flat 29.24% variable APR from day one
- −Earns no rewards at all
- −3% foreign transaction fee
The Compound Verdict
Slate Edge is back on Chase's site, but as a different card: a no-fee credit builder for fair credit with a 29.24% APR and no intro period. It is a reasonable first step into the Chase ecosystem if a secured card is your only other option. For balance transfers, the separate Chase Slate with its 21-month 0% intro APR is the card to look at.
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