Chase Slate
By Alex Compton · Last verified
The Slate name returns with 21 months of 0% APR and nothing else.
Welcome Bonus
None
No welcome offer; 0% intro APR for 21 months on purchases and balance transfers confirmed
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 0 | No recorded spend | Terms reconfirmedNo welcome offer; 0% intro APR for 21 months on purchases and balance transfers confirmed | Chase Slate product page and pricing terms → |
| 2026-06 | 0 | No recorded spend | Terms reconfirmedNo welcome offer, 0% intro APR card | Archive record · no attached snapshot |
| 2026-01 | 0 | No recorded spend | Earliest recordRelaunch replacing Slate Edge, intro APR stretched to 21 months | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
21-month 0% intro APR, $0 fee, $5 or 5% transfer fee and 3% foreign fee confirmed; the product URL moved and Slate Edge is still sold as a separate credit-building card.
Fields: applyUrl, cons
Chase Slate product page and pricing terms →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦0% intro APR for 21 months on purchases and balance transfers
- ✦Balance transfer fee of $5 or 5%, whichever is greater
- ✦Chase Credit Journey score monitoring
Why it earns its spot
- +21 months is among the longest 0% windows anywhere
- +No annual fee while you dig out of debt
Where it costs you
- −Zero rewards, this card exists only for the APR window
- −5% transfer fee is on the high end, others charge 3%
- −No path to rewards or an APR reduction after the intro period
The Compound Verdict
Chase brought back the Slate name purely as a balance transfer weapon, and 21 months of breathing room is genuinely useful. But the 5% transfer fee eats into the savings, and it burns a 5/24 slot that could have gone to a Sapphire bonus. Use it if debt payoff is the whole mission, skip it otherwise.
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