Chase Slate
By Alex Compton · Last verified
The Slate name returns with 21 months of 0% APR and nothing else.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 0 | No recorded spend | Terms reconfirmedNo welcome offer, 0% intro APR card | Archive record · no attached snapshot |
| 2026-01 | 0 | No recorded spend | Earliest recordRelaunch replacing Slate Edge, intro APR stretched to 21 months | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦0% intro APR for 21 months on purchases and balance transfers
- ✦Balance transfer fee of $5 or 5%, whichever is greater
- ✦Chase Credit Journey score monitoring
Why it earns its spot
- +21 months is among the longest 0% windows anywhere
- +No annual fee while you dig out of debt
Where it costs you
- −Zero rewards, this card exists only for the APR window
- −5% transfer fee is on the high end, others charge 3%
- −Slate Edge's annual 2% APR reduction feature was dropped
The Compound Verdict
Chase brought back the Slate name purely as a balance transfer weapon, and 21 months of breathing room is genuinely useful. But the 5% transfer fee eats into the savings, and it burns a 5/24 slot that could have gone to a Sapphire bonus. Use it if debt payoff is the whole mission, skip it otherwise.
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