Chase Slate
The Slate name returns with 21 months of 0% APR and nothing else.
Welcome Bonus
None
No welcome offer, 0% intro APR card
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦0% intro APR for 21 months on purchases and balance transfers
- ✦Balance transfer fee of $5 or 5%, whichever is greater
- ✦Chase Credit Journey score monitoring
Why it earns its spot
- +21 months is among the longest 0% windows anywhere
- +No annual fee while you dig out of debt
Where it costs you
- −Zero rewards, this card exists only for the APR window
- −5% transfer fee is on the high end, others charge 3%
- −Slate Edge's annual 2% APR reduction feature was dropped
The Compound Verdict
Chase brought back the Slate name purely as a balance transfer weapon, and 21 months of breathing room is genuinely useful. But the 5% transfer fee eats into the savings, and it burns a 5/24 slot that could have gone to a Sapphire bonus. Use it if debt payoff is the whole mission, skip it otherwise.
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