American ExpressCoinbase One Card
Up to 4% back on everything, paid in bitcoin, on the Amex network.
Welcome Bonus
None
No standard welcome offer; occasional targeted promos for Coinbase One members
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 2xAll purchases
- 4xAll purchases with $200k+ in Coinbase assets
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Issued by First Electronic Bank with Cardless, runs on the Amex network
- ✦Amex purchase protection, roadside assistance and presale access
- ✦Stainless steel card, no foreign transaction fees
- ✦Rewards auto-convert to bitcoin in your Coinbase account
Why it earns its spot
- +2% floor on everything with no annual fee is solid even ignoring crypto
- +4% on the first $10k a month is the top flat rate in the market
- +Full Amex network protections on a fintech card
Where it costs you
- −Requires a paid Coinbase One membership, $49.99 a year minimum
- −Top rates demand $200k parked on Coinbase
- −Rewards arrive as bitcoin, so the value floats the moment you earn
The Compound Verdict
Strip away the crypto branding and this is a 2% to 4% flat-rate card with a $50 a year membership toll. For Coinbase users already holding assets there, the math beats every traditional cash back card. If you would be opening a Coinbase account just for the card, the volatility and membership friction eat the edge.
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