Coinbase One Card
By Alex Compton · Last verified
Up to 4% back on everything, paid in bitcoin, on the Amex network.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 0 | No recorded spend | Terms reconfirmedNo standard welcome offer | Archive record · no attached snapshot |
| 2025-09 | 0 | No recorded spend | Earliest recordLaunch for Coinbase One members | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xAll purchasesBase rate, paid in bitcoin
- 4xAll purchases with $200k+ in Coinbase assetsOn first $10k/month, then 2%; 3% at $50k assets, 2.5% at $10k
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Issued by First Electronic Bank with Cardless, runs on the Amex network
- ✦Amex purchase protection, roadside assistance and presale access
- ✦Stainless steel card, no foreign transaction fees
- ✦Rewards auto-convert to bitcoin in your Coinbase account
Why it earns its spot
- +2% floor on everything with no annual fee is solid even ignoring crypto
- +4% on the first $10k a month is the top flat rate in the market
- +Full Amex network protections on a fintech card
Where it costs you
- −Requires a paid Coinbase One membership, $49.99 a year minimum
- −Top rates demand $200k parked on Coinbase
- −Rewards arrive as bitcoin, so the value floats the moment you earn
The Compound Verdict
Strip away the crypto branding and this is a 2% to 4% flat-rate card with a $50 a year membership toll. For Coinbase users already holding assets there, the math beats every traditional cash back card. If you would be opening a Coinbase account just for the card, the volatility and membership friction eat the edge.
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