Coinbase One Card
By Alex Compton · Last verified
Up to 4% back on everything, paid in bitcoin, on the Amex network.
Welcome Bonus
None
No public welcome offer; card requires a paid Coinbase One membership
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 0 | No recorded spend | Terms reconfirmedNo public welcome offer | Coinbase One Card product page → |
| 2026-06 | 0 | No recorded spend | Terms reconfirmedNo standard welcome offer | Archive record · no attached snapshot |
| 2025-09 | 0 | No recorded spend | Earliest recordLaunch for Coinbase One members | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- unavailable
Coinbase page blocked by Cloudflare bot challenge; no other official offer page found.
Coinbase One Card page → - changed
No public bonus, no annual fee with Coinbase One, no FTF and 2% to 4% tiers confirmed; added 5% bitcoin back on Coinbase One Card Travel bookings
Fields: earningRates
Coinbase One Card product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 2xAll purchasesBase rate, paid in bitcoin
- 4xAll purchases with $200k+ in Coinbase assetsOn first $10k/month, then 2%; 3% at $50k assets, 2.5% at $10k
- 5xFlights, hotels and cars booked through Coinbase One Card TravelReplaces the tiered rate; not counted toward the $10k monthly cap
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Issued by First Electronic Bank with Cardless, runs on the Amex network
- ✦Amex purchase protection, roadside assistance and presale access
- ✦Stainless steel card, no foreign transaction fees
- ✦Rewards auto-convert to bitcoin in your Coinbase account
Why it earns its spot
- +2% floor on everything with no annual fee is solid even ignoring crypto
- +4% on the first $10k a month is the top flat rate in the market
- +Full Amex network protections on a fintech card
Where it costs you
- −Requires a paid Coinbase One membership, $49.99 a year minimum
- −Top rates demand $200k parked on Coinbase
- −Rewards arrive as bitcoin, so the value floats the moment you earn
The Compound Verdict
Strip away the crypto branding and this is a 2% to 4% flat-rate card with a $50 a year membership toll. For Coinbase users already holding assets there, the math beats every traditional cash back card. If you would be opening a Coinbase account just for the card, the volatility and membership friction eat the edge.
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