Discover it Chrome
By Alex Compton · Last verified
Fixed 2% on gas and dining with no quarterly activation.
Welcome Bonus
None
Cashback Match: all cash back earned in the first 365 days matched at the end of year one, no minimum or cap; card still open to new applicants on the Capital One-run Discover site
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
630+
(Fair to Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $0 | No recorded spend | Terms reconfirmedCashback Match: all cash back earned in the first 365 days matched at the end of year one, no minimum or cap; card still open to new applicants on the Capital One-run Discover site | Discover it Chrome product page (Capital One) → |
| 2026-06 | $0 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-01 | $0 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2020-01 | $0 | No recorded spend | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Still open to new applicants; 2% gas and restaurants on $1,000 per quarter, 1% else, uncapped Cashback Match and no annual fee confirmed; old URL 404s, applyUrl updated.
Fields: earningRates, benefits, applyUrl
Discover it Chrome product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 2xGas stations and restaurantsUp to $1,000 combined per calendar quarter, U.S. merchants only
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Cashback Match doubles all year-one earnings, with no cap
- ✦No activation calendar, unlike the rotating Discover it
- ✦Now issued and serviced by Capital One after its Discover acquisition
Why it earns its spot
- +4% effective on gas and dining in year one
- +Simpler than the rotating-category sibling
Where it costs you
- −$1,000 quarterly cap on the 2% categories
- −Plain 1% everywhere else
- −Weak acceptance abroad
The Compound Verdict
The fixed-category cousin of the Discover it. Year one is the play here too: 4% effective on gas and dining beats most premium cards. A solid, low-stress starter card.
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