Discover it Chrome
By Alex Compton · Last verified
Fixed 2% on gas and dining with no quarterly activation.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
630+
(Fair to Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-01 | $0 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2020-01 | $0 | No recorded spend | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-09 · spot an outdated offer? Report a correction above.
Embed this chart on your site (free, with attribution)
Bloggers and journalists: paste this snippet to embed the live, auto-updating bonus history chart. Attribution to Credit Compound is included in the widget.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xGas stations and restaurantsUp to $1,000 combined per quarter
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Cashback Match doubles all year-one earnings
- ✦No activation calendar, unlike the rotating Discover it
- ✦Forgiving issuer for thinner credit files
Why it earns its spot
- +4% effective on gas and dining in year one
- +Simpler than the rotating-category sibling
Where it costs you
- −$1,000 quarterly cap on the 2% categories
- −Plain 1% everywhere else
- −Weak acceptance abroad
The Compound Verdict
The fixed-category cousin of the Discover it. Year one is the play here too: 4% effective on gas and dining beats most premium cards. A solid, low-stress starter card.
Rate this card
Be the first to rate it
Commentson Chrome
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.