Discover it Miles
By Alex Compton · Last verified
1.5x everywhere, doubled to 3x for your entire first year.
Welcome Bonus
None
Discover Match: all miles earned in the first 365 days matched at the end of year one, no minimum or cap; card still open to new applicants on the Capital One-run Discover site
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
630+
(Fair to Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 0 | No recorded spend | Terms reconfirmedDiscover Match: all miles earned in the first 365 days matched at the end of year one, no minimum or cap; card still open to new applicants on the Capital One-run Discover site | Discover it Miles product page (Capital One) → |
| 2026-06 | 0 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2023-01 | 0 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2020-01 | 0 | No recorded spend | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Still open to new applicants; 1.5x, uncapped first-year Discover Match and no annual fee confirmed; old URL 404s, applyUrl updated.
Fields: benefits, applyUrl
Discover it Miles product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 1.5xAll purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Discover Match doubles every mile earned in year one, with no cap
- ✦Redeem miles for cash or as a statement credit against travel, gas and restaurant purchases
- ✦Now issued and serviced by Capital One after its Discover acquisition
Why it earns its spot
- +Effective 3% on everything in year one
- +No FTF, no fee, no categories to track
Where it costs you
- −Drops to a plain 1.5% card after year one
- −Discover acceptance abroad is weak
The Compound Verdict
An uncapped 3% on all spend for twelve months is one of the best year-one deals in the market. After the Match pays out, move your spend to a 2% card and keep this one open for the history.
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