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Discover it Miles card art

Discover it Miles

By Alex Compton · Last verified

1.5x everywhere, doubled to 3x for your entire first year.

7.4/10DiscoverpersonalDiscover Miles
Offer recheck in progressBest for: Year-one flat-rate maximizers

Welcome Bonus

Under review

Current claim suppressed

Spend Requirement

Under review

Annual Fee

Under review

Last recorded terms remain in the history below

Credit Score

630+

(Fair to Good)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

No numeric welcome bonus recorded

This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.

ObservedOfferRequirementWhat changedEvidence
2026-060No recorded spendTerms reconfirmedArchive record · no attached snapshot
2023-010No recorded spendTerms reconfirmedArchive record · no attached snapshot
2020-010No recorded spendEarliest recordArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Source checked 2026-06-09 · spot an outdated offer? Report a correction above.

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Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 1.5xAll purchases

Last Recorded Credits

No statement credits, this card wins on earn rates, not coupons.

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • Mile Match doubles every mile earned in year one
  • Miles redeem at 1 cent each for travel credits or cash
  • Forgiving issuer for thinner credit files

Why it earns its spot

  • +Effective 3% on everything in year one
  • +No FTF, no fee, no categories to track

Where it costs you

  • Drops to a plain 1.5% card after year one
  • Discover acceptance abroad is weak

The Compound Verdict

An uncapped 3% on all spend for twelve months is one of the best year-one deals in the market. After the Match pays out, move your spend to a 2% card and keep this one open for the history.

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