Discover it Student Chrome
By Alex Compton · Last verified
Set-and-forget 2% on gas and dining for students who will not chase categories.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
Limited
or no credit (students)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Earliest recordNo traditional bonus: Cashback Match doubles all year-one cash back | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xGas stations and restaurants ($1,000 quarterly cap)
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Cashback Match doubles all cash back earned in year one
- ✦Automatic 2% on gas and restaurants, no activation needed
- ✦No annual fee, no FTF, and no penalty APR
- ✦First late payment fee waived
- ✦Reports to all three credit bureaus
Why it earns its spot
- +Zero maintenance: the 2% categories never change
- +Year one effectively pays 4% on gas and dining via Cashback Match
- +Same forgiving student fee structure as the Cash Back version
Where it costs you
- −$1,000 quarterly cap on the 2% rate
- −The Student Cash Back out-earns it for anyone willing to activate categories
- −Discover acceptance abroad is weak
The Compound Verdict
The lazy sibling of the Student Cash Back, and that is a feature. Gas and restaurants are exactly where students spend, and the 2% comes automatically with no quarterly homework. If you know you will never activate rotating categories, take the Chrome and stop thinking about it.
Rate this card
Be the first to rate it
Commentson Student Chrome
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.