VisaDisney Premier Visa Card
The Disney card with actual earn rates, for households funding an annual pilgrimage.
Welcome Bonus
30,000
≈$300 value
Spend Requirement
$500
in 3 months
Annual Fee
$49
3% FTF
Credit Score
670+
(Good)
Current offer note: $200 Disney gift card upon approval plus $100 statement credit
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xDisneyPlus.com, Hulu.com and ESPNPlus.com direct purchases
- 2xGas, groceries, restaurants and most Disney locations
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Rewards redeem toward airfare as well as Disney purchases
- ✦10% off select merchandise and dining at Disney parks and stores
- ✦Exclusive cardmember character meet-and-greet photo spots
- ✦0% promo APR for 6 months on Disney vacation packages
Why it earns its spot
- +5% on Disney streaming services is a legitimate niche rate
- +Airfare redemption option keeps rewards from being fully park-locked
Where it costs you
- −2% everyday categories lose to free cash back cards
- −$49 fee for rewards that only spend at Disney or on flights
- −3% foreign transaction fee
The Compound Verdict
Worth $49 only if your household pays for the Disney bundle and hits the parks yearly, in which case the 5% streaming rate and bonus cover the fee. As a general spending card it is outclassed at every rate by no-fee competition.
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