Disney Visa Card
By Alex Compton · Last verified
Park perks and character meet-and-greets, with rewards as an afterthought.
Welcome Bonus
15,000
≈$150 value
Spend Requirement
$500
in 3 months
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Current offer note: $150 offer: $100 Disney gift card eGift on approval plus a $50 statement credit after $500 in 3 months
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 15,000 | $500 in 3 mo | Terms reconfirmed$150 offer: $100 Disney gift card eGift on approval plus a $50 statement credit after $500 in 3 months | Chase Disney Visa Card product page (rendered) → |
| 2026-02 | 15,000 | $500 in 3 mo | Terms reconfirmed$100 gift card + $50 statement credit | Archive record · no attached snapshot |
| 2024-06 | 15,000 | $500 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2022-01 | 15,000 | $500 in 3 mo | Earliest record$150 Disney gift card | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
$100 gift card + $50 after $500/3mo, 1% earn, $0 fee and 3% FTF confirmed
Fields: benefits
Chase Disney Visa Card product page and pricing terms →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 1xAll purchasesEarned as Disney Rewards Dollars
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦10% off select purchases at DisneyStore.com and select merchandise at Disneyland and Walt Disney World
- ✦Exclusive cardmember character meet-and-greet photo spots
- ✦0% promo APR for 6 months on select Disney vacation packages
- ✦Rewards redeem toward most Disney purchases at U.S. locations
Why it earns its spot
- +Park discounts and photo spots cost nothing to access
- +No annual fee
Where it costs you
- −1% flat earn is bottom of the market
- −Rewards locked into the Disney ecosystem
- −3% foreign transaction fee
The Compound Verdict
Nobody gets this card for the rewards, and they shouldn't. It is a perks pass for families already going to the parks: the discounts and character spots are the product. Put real spend on literally any other card.
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