Disney Visa Card
By Alex Compton · Last verified
Park perks and character meet-and-greets, with rewards as an afterthought.
Welcome Bonus
15,000
≈$150 value
Spend Requirement
$500
in 3 months
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Current offer note: $100 Disney gift card upon approval plus $50 statement credit
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 1xAll purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦10% off select merchandise and dining at Disney parks and stores
- ✦Exclusive cardmember character meet-and-greet photo spots
- ✦0% promo APR for 6 months on Disney vacation packages
- ✦Rewards redeem toward Disney purchases or airfare
Why it earns its spot
- +Park discounts and photo spots cost nothing to access
- +No annual fee
Where it costs you
- −1% flat earn is bottom of the market
- −Rewards locked into the Disney ecosystem
- −3% foreign transaction fee
The Compound Verdict
Nobody gets this card for the rewards, and they shouldn't. It is a perks pass for families already going to the parks: the discounts and character spots are the product. Put real spend on literally any other card.
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