Credit Compound
Visa
Fidelity Rewards
Personal · No AF

Fidelity Rewards Visa Signature

Flat 2% deposited straight into your Fidelity account.

7.9/10FidelitypersonalFidelity Cash Back
View Current OfferBest for: Investing your cash back

Welcome Bonus

$150

≈$150 value

Spend Requirement

$1,000

in 3 months

Annual Fee

$0

1% FTF

Credit Score

700+

(Good-Excellent)

Current offer note: $150 bonus, periodically offered; sometimes none

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (value)Spending Requirement ($)
$0$50$100$150$200$0$375$750$1,125$1,5002021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 2xAll purchases

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • Deposits into brokerage, Roth IRA, 529 or HSA, turning spend into investments
  • Issued and serviced by Elan Financial Services
  • Visa Signature perks

Why it earns its spot

  • +2% auto-invested compounds instead of sitting as statement credit
  • +Can direct rewards into a kid's 529 or your IRA

Where it costs you

  • Full 2% only when redeemed into a Fidelity account
  • 1% foreign transaction fee
  • Elan servicing is dated compared with the big banks

The Compound Verdict

The 2% card for people who would rather invest the cash than spend it. Routing every redemption into an IRA or 529 turns a rewards card into a small recurring investment plan. If you do not have a Fidelity account, pick a different 2% card.

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