Fidelity Rewards Visa Signature
By Alex Compton · Last verified
Flat 2% deposited straight into your Fidelity account.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $150 | $1,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2025-06 | $150 | $1,000 in 3 mo | Bonus increased: $100 → $150 | Archive record · no attached snapshot |
| 2023-09 | $100 | $1,000 in 3 mo | Bonus increased: $0 → $100 · Spend: $0 → $1,000 · Window: 0 → 3 months$100 promotional offer | Archive record · no attached snapshot |
| 2021-01 | $0 | No recorded spend | Earliest recordNo public welcome bonus | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-09 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xAll purchasesRequires deposit into an eligible Fidelity account
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Deposits into brokerage, Roth IRA, 529 or HSA, turning spend into investments
- ✦Issued and serviced by Elan Financial Services
- ✦Visa Signature perks
Why it earns its spot
- +2% auto-invested compounds instead of sitting as statement credit
- +Can direct rewards into a kid's 529 or your IRA
Where it costs you
- −Full 2% only when redeemed into a Fidelity account
- −1% foreign transaction fee
- −Elan servicing is dated compared with the big banks
The Compound Verdict
The 2% card for people who would rather invest the cash than spend it. Routing every redemption into an IRA or 529 turns a rewards card into a small recurring investment plan. If you do not have a Fidelity account, pick a different 2% card.
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