Fidelity Rewards Visa Signature
By Alex Compton · Last verified
Flat 2% deposited straight into your Fidelity account.
Welcome Bonus
None
No public welcome bonus on the product page; mail offers are redeemed separately
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $0 | No recorded spend | Offer ended: $150 → $0 · Spend: $1,000 → $0 · Window: 3 months → 0 monthsNo public welcome bonus on the product page; mail offers are redeemed separately | Fidelity Rewards Visa Signature product page → |
| 2026-06 | $150 | $1,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2025-06 | $150 | $1,000 in 3 mo | Bonus increased: $100 → $150 | Archive record · no attached snapshot |
| 2023-09 | $100 | $1,000 in 3 mo | Bonus increased: $0 → $100 · Spend: $0 → $1,000 · Window: 0 months → 3 months$100 promotional offer | Archive record · no attached snapshot |
| 2021-01 | $0 | No recorded spend | Earliest recordNo public welcome bonus | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
The official page shows no public welcome bonus and no foreign transaction fee (the record had 1%); 2 points per $1, no annual fee and Elan as issuer confirmed; the Global Entry/TSA PreCheck reward (up to $100) and $75,000 rental collision waiver were added.
Fields: bonus, foreignTransactionFee, benefits, pros, cons
Fidelity Rewards Visa Signature product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 2xAll purchasesRequires deposit into an eligible Fidelity account
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Deposits into brokerage, Roth IRA, 529 or HSA, turning spend into investments
- ✦Issued and serviced by Elan Financial Services
- ✦Up to $100 in Reward Points for a Global Entry or TSA PreCheck application
- ✦Auto rental collision damage waiver up to $75,000
- ✦Visa Signature perks
Why it earns its spot
- +2% auto-invested compounds instead of sitting as statement credit
- +Can direct rewards into a kid's 529 or your IRA
- +No annual fee and no foreign transaction fee
Where it costs you
- −Full 2% only when redeemed into a Fidelity account
- −No public welcome bonus
- −Elan servicing is dated compared with the big banks
The Compound Verdict
The 2% card for people who would rather invest the cash than spend it. Routing every redemption into an IRA or 529 turns a rewards card into a small recurring investment plan. If you do not have a Fidelity account, pick a different 2% card.
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