Fidelity Rewards Visa Signature
By Alex Compton · Last verified
Flat 2% deposited straight into your Fidelity account.
Welcome Bonus
$150
≈$150 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
1% FTF
Credit Score
700+
(Good-Excellent)
Current offer note: $150 bonus, periodically offered; sometimes none
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 4 tracked offers going back to 2021, nothing has beaten $150.
Current offer
$150
All-time high
$150
Typical offer
$150
In place since
June 2025
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 2xAll purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Deposits into brokerage, Roth IRA, 529 or HSA, turning spend into investments
- ✦Issued and serviced by Elan Financial Services
- ✦Visa Signature perks
Why it earns its spot
- +2% auto-invested compounds instead of sitting as statement credit
- +Can direct rewards into a kid's 529 or your IRA
Where it costs you
- −Full 2% only when redeemed into a Fidelity account
- −1% foreign transaction fee
- −Elan servicing is dated compared with the big banks
The Compound Verdict
The 2% card for people who would rather invest the cash than spend it. Routing every redemption into an IRA or 529 turns a rewards card into a small recurring investment plan. If you do not have a Fidelity account, pick a different 2% card.
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