Fifth Third 1.67% Cash/Back
By Alex Compton · Last verified
The bank that made 1.67% famous still sells it, oddly specific as ever.
Welcome Bonus
None
No welcome offer; 0% intro APR for 12 months on balance transfers
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $0 | No recorded spend | Terms reconfirmedNo welcome offer; 0% intro APR for 12 months on balance transfers | Fifth Third 1.67% Cash/Back Card product page → |
| 2026-06 | $0 | No recorded spend | Terms reconfirmedNo welcome offer | Archive record · no attached snapshot |
| 2024-01 | $0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- confirmed
Unlimited 1.67% cash back, no annual fee, 0% BT 12 months, no welcome offer confirmed
Fifth Third 1.67% Cash/Back Card product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 1.67xAll purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Unlimited flat earn, no categories or activations
- ✦Part of a simple three-card Cash/Back lineup
Why it earns its spot
- +Better than the sea of 1.5% cards
- +Dead simple
Where it costs you
- −Loses to any 2% card
- −No welcome bonus
- −The 2% Preferred Cash/Back version is gated behind Preferred banking status
The Compound Verdict
Fifth Third has been recycling the 1.67% number for a decade across discontinued Real Life Rewards products, and the current Cash/Back card carries the torch. It is a curiosity more than a recommendation: the unrestricted 2% cards beat it, and the bank's own 2% Preferred card is locked behind a six-figure banking relationship.
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