GM Rewards Mastercard
By Alex Compton · Last verified
3x on everything, as long as everything you want is a Chevy, GMC, Buick or Cadillac.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 30,000 | $1,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2025-05 | 30,000 | $1,000 in 3 mo | Earliest recordBarclays relaunch offer after the move from Goldman Sachs | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 7xEligible GM purchasesUp to 10x stacked with GM Rewards membership tiers
- 3xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Points stack with GM Rewards membership for up to 10x on GM spend
- ✦0% APR for nine billing cycles on GM purchases over $499 made in the first 30 days
- ✦Redeem toward vehicle purchase or lease, parts, accessories and service
Why it earns its spot
- +3x everywhere is a huge accrual rate if you are buying a GM vehicle anyway
- +No annual fee and no foreign transaction fee
- +30k bonus on $1k spend is an easy $300 toward a car
Where it costs you
- −Points are only worth full value on GM products
- −Useless the day you decide your next car is not a GM
- −Redemption rules and caps have a history of devaluation
The Compound Verdict
For a committed GM household this quietly out-earns nearly every cash back card, 3% on everything toward the next truck. The whole value rests on actually buying GM, which makes it a bet on your own brand loyalty. History says GM has devalued these points before, so do not hoard for a decade.
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