Hilton Honors American Express Business
Gold status and quarterly Hilton credits for the business traveler.
Welcome Bonus
130,000
≈$650 value
Spend Requirement
$5,000
in 6 months
Annual Fee
$195
No FTF
Credit Score
700+
(Good to Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 12xHilton portfolio hotels and resorts
- 5xAll other purchases (first $80k per year)
- 3xOther purchases after the $80k cap
Credits ($60/yr stated)
- Hilton credit$60
Statement credits on Hilton purchases, up to $240 per year
Benefits
- ✦Complimentary Hilton Honors Gold status
- ✦Free Night Reward after $15,000 in purchases in a calendar year
- ✦5x on everything up to $80k makes it a strong everyday business earner
- ✦No foreign transaction fees
Why it earns its spot
- +Up to $240 in Hilton credits offsets most of the fee
- +Gold status means free breakfast credits and upgrades
- +5x base earn is unusual for a cobrand
Where it costs you
- −Hilton points are worth roughly half a cent
- −Credits require Hilton stays each quarter
The Compound Verdict
If your business puts you in Hilton beds, the quarterly credits and Gold status carry the fee on their own. The 5x catch-all earn is the quiet star here.
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