Huntington Voice Rewards
By Alex Compton · Last verified
Choose your own 3x category every quarter from a menu of ten.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 0 | No recorded spend | Terms reconfirmedNo welcome offer | Archive record · no attached snapshot |
| 2023-01 | 0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 3xOne chosen category from a menu of 10Up to $2,000 spend per quarter
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Re-pick the 3x category before each quarter
- ✦Late fee grace period in Huntington style
- ✦No annual fee
Why it earns its spot
- +Pointing 3x at a category like groceries or gas is solid for $0
- +Quarterly re-pick beats locked category cards
Where it costs you
- −$2,000 quarterly cap limits upside to about $60 extra per quarter
- −Menu categories shift over time
- −No welcome bonus and 3% FTF
The Compound Verdict
Still alive and still quietly useful as of August 2026: a choose-your-own 5%-style card that pays 3%. Citi closed Custom Cash to new applications in May 2026, so Voice Rewards is now one of the remaining no-fee options for applicants who want to steer a category themselves.
Rate this card
Be the first to rate it
Commentson Voice Rewards
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.