MastercardHuntington Voice Rewards
Choose your own 3x category every quarter from a menu of ten.
Welcome Bonus
None
No welcome offer
Spend Requirement
None
Annual Fee
$0
3% FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xOne chosen category from a menu of 10
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Re-pick the 3x category before each quarter
- ✦Late fee grace period in Huntington style
- ✦No annual fee
Why it earns its spot
- +Pointing 3x at a category like groceries or gas is solid for $0
- +Quarterly re-pick beats locked category cards
Where it costs you
- −$2,000 quarterly cap limits upside to about $60 extra per quarter
- −Menu categories shift over time
- −No welcome bonus and 3% FTF
The Compound Verdict
Still alive and still quietly useful as of mid 2026: a choose-your-own 5%-style card that pays 3%. Citi Custom Cash does the same job at 5% with no decisions required, so this only wins for Huntington loyalists.
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Commentson Voice Rewards
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