Huntington Voice Rewards
By Alex Compton · Last verified
Choose your own 3x category every quarter from a menu of ten.
Welcome Bonus
None
No welcome offer
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 0 | No recorded spend | Terms reconfirmedNo welcome offer | Huntington Voice Rewards product page → |
| 2026-06 | 0 | No recorded spend | Terms reconfirmedNo welcome offer | Archive record · no attached snapshot |
| 2023-01 | 0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
3X chosen category up to $2,000 per quarter, 1X else, no annual fee confirmed; page states no foreign transaction fees
Fields: foreignTransactionFee, benefits
Huntington Voice Rewards product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
Embed this chart on your site (free, with attribution)
Bloggers and journalists: paste this snippet to embed the live, auto-updating bonus history chart. Attribution to Credit Compound is included in the widget.
Earning Rates
- 3xOne chosen category from a menu of 10Up to $2,000 spend per quarter
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Re-pick the 3x category before each quarter
- ✦Points worth 1 cent each
- ✦No annual fee and no foreign transaction fees
Why it earns its spot
- +Pointing 3x at a category like groceries or gas is solid for $0
- +Quarterly re-pick beats locked category cards
Where it costs you
- −$2,000 quarterly cap limits upside to about $60 extra per quarter
- −Menu categories shift over time
- −No welcome bonus
The Compound Verdict
Still alive and still quietly useful as of October 2026: a choose-your-own 5%-style card that pays 3%. Citi closed Custom Cash to new applications in May 2026, so Voice Rewards is now one of the remaining no-fee options for applicants who want to steer a category themselves.
Rate this card
Be the first to rate it
Commentson Voice Rewards
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.