IHG One Rewards Premier Business Credit Card
By Alex Compton · Last verified
The personal IHG Premier's perks, repeated on the business side of the ledger.
Welcome Bonus
140,000
≈$840 value
Spend Requirement
$4,000
in 3 months
Annual Fee
$99
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 200k before; the current 140k is below its typical 157,500. Elevated offers have appeared 2 times in the last two years of our data, so if you can wait, history is on your side.
Current offer
140k
All-time high
200k
Typical offer
157,500
In place since
May 2026
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 10xIHG hotels and resorts
- 5xTravel, dining, office supply stores, internet/cable/phone
- 3xAll other purchases
Credits ($100/yr stated)
- Spend reward$100
$100 statement credit plus 10,000 points after $20k annual spend
Benefits
- ✦Anniversary free night worth up to 40,000 points
- ✦Fourth night free on award stays of 4+ nights
- ✦Automatic Platinum Elite status
- ✦Global Entry, TSA PreCheck or NEXUS credit every 4 years
- ✦Does not appear on personal credit report
Why it earns its spot
- +Anniversary night reliably outvalues the $99 fee
- +Stacks with the personal Premier for a second night and second bonus
- +Doesn't add to your 5/24 count
Where it costs you
- −IHG points are a low-value currency
- −Anniversary night cap excludes top-tier properties without a top-up
- −Office supply 5x duplicates the Ink Cash at a worse rate
The Compound Verdict
If the personal IHG Premier already earns its keep for you, this is the same trade on a second card: $99 in, a free night and a six-figure bonus out. Watch for the 175k+ windows, they come around most years.
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