MastercardIHG One Rewards Premier Business Credit Card
The personal IHG Premier's perks, repeated on the business side of the ledger.
Welcome Bonus
140,000
≈$840 value
Spend Requirement
$4,000
in 3 months
Annual Fee
$99
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 10xIHG hotels and resorts
- 5xTravel, dining, office supply stores, internet/cable/phone
- 3xAll other purchases
Credits ($100/yr stated)
- Spend reward$100
$100 statement credit plus 10,000 points after $20k annual spend
Benefits
- ✦Anniversary free night worth up to 40,000 points
- ✦Fourth night free on award stays of 4+ nights
- ✦Automatic Platinum Elite status
- ✦Global Entry, TSA PreCheck or NEXUS credit every 4 years
- ✦Does not appear on personal credit report
Why it earns its spot
- +Anniversary night reliably outvalues the $99 fee
- +Stacks with the personal Premier for a second night and second bonus
- +Doesn't add to your 5/24 count
Where it costs you
- −IHG points are a low-value currency
- −Anniversary night cap excludes top-tier properties without a top-up
- −Office supply 5x duplicates the Ink Cash at a worse rate
The Compound Verdict
If the personal IHG Premier already earns its keep for you, this is the same trade on a second card: $99 in, a free night and a six-figure bonus out. Watch for the 175k+ windows, they come around most years.
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