IHG One Rewards Premier Business Credit Card
By Alex Compton · Last verified
The personal IHG Premier's perks, repeated on the business side of the ledger.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-05 | 140,000 | $4,000 in 3 mo | Bonus decreased: 200,000 → 140,000 · Spend: $9,000 → $4,000 · Window: 6 → 3 months | Archive record · no attached snapshot |
| 2026-02 | 200,000 | $9,000 in 6 mo | Bonus increased: 175,000 → 200,000 · Spend: $4,000 → $9,000 · Window: 3 → 6 monthsAll-time high: 140k + 60k more, ended April 2026 | Archive record · no attached snapshot |
| 2024-08 | 175,000 | $4,000 in 3 mo | Bonus increased: 140,000 → 175,000 · Spend: $3,000 → $4,000 | Archive record · no attached snapshot |
| 2022-10 | 140,000 | $3,000 in 3 mo | Earliest recordLaunch offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
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Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 10xIHG hotels and resortsUp to 26x total with status and member earn
- 5xTravel, dining, office supply stores, internet/cable/phone
- 3xAll other purchases
Last Recorded Credits
- Spend reward$100
$100 statement credit plus 10,000 points after $20k annual spend
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Anniversary free night worth up to 40,000 points
- ✦Fourth night free on award stays of 4+ nights
- ✦Automatic Platinum Elite status
- ✦Global Entry, TSA PreCheck or NEXUS credit every 4 years
- ✦Does not appear on personal credit report
Why it earns its spot
- +Anniversary night reliably outvalues the $99 fee
- +Stacks with the personal Premier for a second night and second bonus
- +Doesn't add to your 5/24 count
Where it costs you
- −IHG points are a low-value currency
- −Anniversary night cap excludes top-tier properties without a top-up
- −Office supply 5x duplicates the Ink Cash at a worse rate
The Compound Verdict
If the personal IHG Premier already earns its keep for you, this is the same trade on a second card: $99 in, a free night and a six-figure bonus out. Watch for the 175k+ windows, they come around most years.
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