IKEA Visa
By Alex Compton · Last verified
5% back on flat-pack furniture and the TaskRabbit you hire to assemble it.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
640+
(Fair-Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 2,500 | $500 in 3 mo | Spend: $0 → $500 · Window: 0 → 3 months$25 first purchase plus $25 after outside spend | Archive record · no attached snapshot |
| 2024-01 | 2,500 | No recorded spend | Earliest record$25 off first purchase | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 5xIKEA, Traemand and TaskRabbitIncludes assembly and installation services
- 3xDining, grocery and utilities
- 1xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦5% covers IKEA delivery, assembly and TaskRabbit services too
- ✦3% on utilities is genuinely rare on any card
- ✦Network Visa, unlike the store-only IKEA Projekt financing card sibling
Why it earns its spot
- +3% dining, grocery and utilities is a strong everyday spread
- +5% on the whole IKEA ecosystem including TaskRabbit
- +No annual fee
Where it costs you
- −Rewards issue as IKEA certificates in $15 chunks that expire in 45 days
- −Comenity is quick to close unused accounts
- −Certificates require remembering to spend at IKEA
The Compound Verdict
On paper one of the best retail cobrands: 3% on utilities and groceries would embarrass some bank cards. Then the redemption rules show up, $15 IKEA certificates that die in 45 days. Great during a furnishing phase, frustrating as a long-term keeper.
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