VisaIKEA Visa
5% back on flat-pack furniture and the TaskRabbit you hire to assemble it.
Welcome Bonus
2,500
≈$25 value
Spend Requirement
$500
in 3 months
Annual Fee
$0
3% FTF
Credit Score
640+
(Fair-Good)
Current offer note: $25 off first purchase, plus a $25 IKEA Reward Certificate after $500 spent outside IKEA in 90 days
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 5xIKEA, Traemand and TaskRabbit
- 3xDining, grocery and utilities
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦5% covers IKEA delivery, assembly and TaskRabbit services too
- ✦3% on utilities is genuinely rare on any card
- ✦Network Visa, unlike the store-only IKEA Projekt financing card sibling
Why it earns its spot
- +3% dining, grocery and utilities is a strong everyday spread
- +5% on the whole IKEA ecosystem including TaskRabbit
- +No annual fee
Where it costs you
- −Rewards issue as IKEA certificates in $15 chunks that expire in 45 days
- −Comenity is quick to close unused accounts
- −Certificates require remembering to spend at IKEA
The Compound Verdict
On paper one of the best retail cobrands: 3% on utilities and groceries would embarrass some bank cards. Then the redemption rules show up, $15 IKEA certificates that die in 45 days. Great during a furnishing phase, frustrating as a long-term keeper.
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