LATAM Airlines World Elite Mastercard
By Alex Compton · Last verified
The only US card earning LATAM Pass miles, with upgrades baked in.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
700+
(Good to Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 40,000 | $2,500 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2025-06 | 40,000 | $2,500 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 4xLATAM Airlines purchases
- 3xRestaurants, rideshare, taxis and transit
- 1xEverything else
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Two courtesy cabin upgrade segments each year
- ✦Two LATAM lounge passes per account year
- ✦Card spend accrues qualifying points toward LATAM Pass elite status at a boosted rate
- ✦No foreign transaction fees
Why it earns its spot
- +Upgrades and lounge passes are unusually generous at $99
- +Only direct US earning route for South America's biggest carrier
Where it costs you
- −LATAM Pass redemption rates are mediocre, around a cent per mile
- −Fintech servicing through Cardless and First Electronic Bank
The Compound Verdict
Since LATAM left oneworld, its US cobrand is the practical way for North Americans to play in the LATAM Pass program. The perks package is the draw: upgrade segments and lounge passes can outvalue the bonus itself on long South America routes. Cardless also offers a no-fee LATAM Airlines Mastercard with a 15,000-mile offer for occasional flyers.
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