MastercardMiles & More World Elite Mastercard
Lounge vouchers and a companion ticket hide inside a forgettable earner.
Welcome Bonus
70,000
≈$840 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$89
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: Tiered: 50,000 after $3,000 plus the annual fee in 90 days, 20,000 more after $12,000 in the first year
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 2xMiles & More airline partner purchases, including Lufthansa group
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Two Lufthansa business lounge vouchers each year you pay the fee
- ✦Economy companion ticket at signup and every anniversary
- ✦Card activity keeps Miles & More miles from expiring
- ✦Annual fee waived for Senator and HON Circle members
Why it earns its spot
- +Only US card that earns Miles & More directly and stops mileage expiry
- +Lounge vouchers plus companion ticket can beat the $89 fee
Where it costs you
- −Thin 1x earning across the board
- −Miles & More awards carry stiff surcharges on Lufthansa metal
The Compound Verdict
A perk card disguised as an airline card. Two lounge passes, a yearly companion ticket and mileage expiry protection justify the fee for Lufthansa group regulars, while the earning rates do not justify swiping it anywhere. Get it for the welcome bonus and the extras, spend on something else.
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