Mastercard Titanium Card
By Alex Compton · Last verified
The entry-level Luxury Card: $299 for a brushed metal card, Priority Pass and 1% back.
Welcome Bonus
None
No welcome offer
Spend Requirement
None
Annual Fee
$299
No FTF
Credit Score
740+
(Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 0 | No recorded spend | Terms reconfirmedNo welcome offer; annual fee now $299 | Luxury Card Mastercard Titanium Card product page → |
| 2026-06 | 0 | No recorded spend | Terms reconfirmedNo welcome offer | Archive record · no attached snapshot |
| 2024-01 | 0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Annual fee rose to $299 ($149 AU); Priority Pass Select now included; no credits, no welcome offer
Fields: annualFee, authorizedUserFee, benefits
Luxury Card Mastercard Titanium Card product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
Embed this chart on your site (free, with attribution)
Bloggers and journalists: paste this snippet to embed the live, auto-updating bonus history chart. Attribution to Credit Compound is included in the widget.
Earning Rates
- 2xAirfare and hotels booked through LuxuryCardTravel.com
- 1xAll other purchasesPoints worth 1% as cash back or 2% toward airfare redemptions
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Brushed metal card, 22 grams
- ✦Priority Pass Select lounge access with guests included
- ✦24/7 Luxury Card Concierge, same desk as the $1,199 card
- ✦2% point value when redeeming for airfare
Why it earns its spot
- +Cheapest path to a metal Luxury Card, the concierge and Priority Pass
- +2% airfare redemption value is fine if you only redeem that way
Where it costs you
- −1% cash back value on a $299 annual fee card
- −No airline or dining credits, unlike its siblings
- −No welcome bonus
The Compound Verdict
The Titanium now charges $299, and Priority Pass Select is the only thing that keeps that from being indefensible. There are still no credits and cash back is 1%. If you want lounge access, cheaper cards with real earning include it; this is only for someone set on a Luxury Card at the lowest price.
Rate this card
Be the first to rate it
Commentson MC Titanium
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.