VisaNavy Federal GO REWARDS
3x dining and 2x gas with Navy Federal's famously generous limits.
Welcome Bonus
None
No points bonus currently; 0.99% intro purchase APR for 6 months through June 30, 2026
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xRestaurants
- 2xGas
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦No foreign transaction fee
- ✦Navy Federal's high credit limits and member-friendly servicing
- ✦Points redeem for cash back at 1 cent
Why it earns its spot
- +Straight 1-cent redemptions with no games
- +No FTF on a no-fee card
- +NFCU is famously generous with limits
Where it costs you
- −Membership requires military affiliation
- −NFCU's own More Rewards Amex out-earns it in most categories
- −Bonus categories depend on clean merchant coding
The Compound Verdict
A fine middle child in the Navy Federal lineup that gets overshadowed by the More Rewards Amex, which pays 3x on more categories. Take GO REWARDS if you specifically want Visa acceptance with dining as your top spend, otherwise look one card over.
Rate this card
Be the first to rate it
Commentson GO REWARDS
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.