Princess Cruises Rewards Visa Card
By Alex Compton · Last verified
Two points per dollar toward your next Princess sailing, free to hold.
Welcome Bonus
20,000
≈$200 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: Public offer confirmed: 20,000 points, enough for a $200 onboard credit, after $1,000 in purchases within 90 days
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 4 tracked offers going back to 2024, nothing has beaten 20k.
Current offer
20k
All-time high
20k
Typical offer
20k
In place since
February 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 20,000 | $1,000 in 3 mo | Terms reconfirmedPublic offer confirmed: 20,000 points, enough for a $200 onboard credit, after $1,000 in purchases within 90 days | Barclays Princess Rewards Visa application page (linked from princess.com) → |
| 2026-06 | 20,000 | $1,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2026-02 | 20,000 | $1,000 in 3 mo | Bonus increased: 10,000 → 20,000 · Spend: $500 → $1,000Elevated offer | Archive record · no attached snapshot |
| 2024-06 | 10,000 | $500 in 3 mo | Earliest recordStandard offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
20,000 points after $1,000 in 90 days, $0 fee, 0% foreign fee, 2x/1x earning and 15-cycle balance transfer intro confirmed; the old Barclays product URL now shows offer expired, so the apply link moved.
Fields: applyUrl
Barclays Princess Rewards Visa application page (linked from princess.com) →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 2xPrincess Cruises purchases
- 1xEverything else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Redeem points for onboard credit, cruise discounts and Princess purchases
- ✦0% intro APR on balance transfers for the first 15 billing cycles
- ✦No annual fee and no foreign transaction fees
Why it earns its spot
- +Free to hold between cruises
- +Onboard credit redemptions are simple and predictable
Where it costs you
- −2x and 1x earning is bare minimum
- −No onboard perks, status or priority benefits
The Compound Verdict
Barclays runs the Carnival Corporation cruise card stable, and the Princess version is the same machine with different paint. It returns roughly 2% on cruise spend toward more cruising and 1% on everything else, which a generic cash back card matches without the lock-in. Take the bonus before a booked sailing and set expectations accordingly.
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