Regions Cash Rewards Visa
By Alex Compton · Last verified
A plain 1.5% card whose best trick is skipping the foreign transaction fee.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | $0 | No recorded spend | Terms reconfirmedNo welcome offer | Archive record · no attached snapshot |
| 2024-01 | $0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 1.5xAll qualifying purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦No foreign transaction fee
- ✦0% intro APR on purchases and early balance transfers for 12 months
Why it earns its spot
- +No FTF is unusual at the 1.5% tier
- +Useful intro APR window
Where it costs you
- −1.5% flat is below the 2% market standard
- −No welcome bonus
- −Southeast footprint bank with footprint-first underwriting
The Compound Verdict
There is nothing wrong with this card and nothing memorable about it either. If you already bank at Regions and want one card that works abroad without fees, fine, otherwise a 2% card plus literally any travel card does more.
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