Regions Cash Rewards Visa
A plain 1.5% card whose best trick is skipping the foreign transaction fee.
Welcome Bonus
None
No welcome offer, 0% intro APR for 12 months
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 1.5xAll qualifying purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦No foreign transaction fee
- ✦0% intro APR on purchases and early balance transfers for 12 months
Why it earns its spot
- +No FTF is unusual at the 1.5% tier
- +Useful intro APR window
Where it costs you
- −1.5% flat is below the 2% market standard
- −No welcome bonus
- −Southeast footprint bank with footprint-first underwriting
The Compound Verdict
There is nothing wrong with this card and nothing memorable about it either. If you already bank at Regions and want one card that works abroad without fees, fine, otherwise a 2% card plus literally any travel card does more.
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