Regions Cash Rewards Visa
By Alex Compton · Last verified
A plain 1.5% card whose best trick is skipping the foreign transaction fee.
Welcome Bonus
$200
≈$200 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $200 bonus cash rewards after $1,000 in the first 90 days, or $100 after $500; also 0% intro APR for 12 months on purchases and on balance transfers posted within 60 days
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $200 | $1,000 in 3 mo | Bonus increased: $0 → $200 · Spend: $0 → $1,000 · Window: 0 months → 3 months$200 bonus cash rewards after $1,000 in the first 90 days, or $100 after $500; also 0% intro APR for 12 months on purchases and on balance transfers posted within 60 days | Regions Cash Rewards Visa product page → |
| 2026-06 | $0 | No recorded spend | Terms reconfirmedNo welcome offer | Archive record · no attached snapshot |
| 2024-01 | $0 | No recorded spend | Earliest recordNo welcome offer | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
New $200 bonus after $1,000 in 90 days ($100 after $500); 1.5% earn, $0 fee, no FTF and 0% intro 12 months confirmed
Fields: bonus, spend, months
Regions Cash Rewards Visa product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 1.5xAll qualifying purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦No foreign transaction fee
- ✦0% intro APR on purchases and early balance transfers for 12 months
Why it earns its spot
- +No FTF is unusual at the 1.5% tier
- +Useful intro APR window
- +$200 bonus for $1,000 spend in 90 days
Where it costs you
- −1.5% flat is below the 2% market standard
- −Southeast footprint bank with footprint-first underwriting
The Compound Verdict
There is nothing wrong with this card, and the current $200 bonus for $1,000 of spending finally gives it a reason to apply. If you already bank at Regions and want one card that works abroad without fees, fine, otherwise a 2% card plus literally any travel card does more.
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