Rho Corporate Card
By Alex Compton · Last verified
Up to 1.25% back on daily terms, or 2% for companies that run their whole finance stack through Rho.
Welcome Bonus
None
No public welcome offer; cashback now up to 1.25% on daily terms and up to 2% only with Rho Platinum status
Spend Requirement
None
Annual Fee
$0
No FTF
Credit Score
Business
financials, no personal guarantee
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
No numeric welcome bonus recorded
This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | $0 | No recorded spend | Terms reconfirmedNo public welcome offer; cashback now up to 1.25% on daily terms and up to 2% only with Rho Platinum status | Rho corporate card product page → |
| 2026-06 | $0 | No recorded spend | Terms reconfirmedNo public welcome offer | Archive record · no attached snapshot |
| 2025-06 | $0 | No recorded spend | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Cashback up to 1.25% daily / 1% monthly; 2% (1.75% monthly) only with Rho Platinum status; issued by Lead Bank and Webster Bank
Fields: earningRates, benefits, tagline
Rho corporate card product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 1.25xCard spend on Daily TermsUp to 1% on Monthly Terms; full statement balance must be paid on time or cashback is forfeited
- 2xCard spend on Daily Terms with Rho Platinum status1.75% on Monthly Terms; Platinum requires payroll and revenue through Rho, 50% or more of company assets at Rho, and applies to up to $1,000,000 in spend per year
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦No personal guarantee, personal credit pull, or platform fees
- ✦Mastercard issued by Lead Bank and by Webster Bank, a division of Santander Bank, N.A.
- ✦Banking, treasury, AP automation, and expense management in one platform
- ✦No hard or soft personal credit check at application
Why it earns its spot
- +2% with Platinum status is among the highest flat rates in the category
- +High limits driven by company financials
- +Genuinely fee-free platform with no pricing tiers
Where it costs you
- −Standard rate is only 1.25% on daily terms; 2% requires moving payroll, revenue and most company assets to Rho
- −Aimed at mid-size companies; very small businesses may not fit the underwriting
- −Cashback posts monthly in arrears
The Compound Verdict
Rho competes on the banking bundle: cards, checking, treasury and AP automation with no platform fees. The standard card earns up to 1.25% on daily terms and 1% on monthly terms, which trails Ramp and Mercury; the 2% rate needs Rho Platinum, meaning payroll, revenue and at least half your assets at Rho. For mid-size firms consolidating finance tooling there, it is a strong pick.
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