Southwest Rapid Rewards Plus Credit Card
By Alex Compton · Last verified
The cheapest door into Southwest points and the Companion Pass.
Welcome Bonus
50,000
≈$675 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$99
No FTF
Credit Score
670+
(Good)
Current offer note: Public offer: 50,000 points after $1,000 in 3 months
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 85k before; the current 50k is right at its typical 50k. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
50k
All-time high
85k
Typical offer
50k
In place since
January 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-10-12 | 50,000 | $1,000 in 3 mo | Terms reconfirmedPublic offer: 50,000 points after $1,000 in 3 months | Chase Southwest Rapid Rewards Plus product page → |
| 2026-01 | 50,000 | $1,000 in 3 mo | Bonus decreased: 85,000 → 50,000 · Spend: $3,000 → $1,000 | Archive record · no attached snapshot |
| 2024-02 | 85,000 | $3,000 in 3 mo | Bonus increased: 75,000 → 85,000Companion Pass season spike | Archive record · no attached snapshot |
| 2022-11 | 75,000 | $3,000 in 3 mo | Bonus increased: 40,000 → 75,000 · Spend: $1,000 → $3,000 | Archive record · no attached snapshot |
| 2021-01 | 40,000 | $1,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
50k/$1k/3mo offer confirmed; annual fee now $99, no foreign transaction fee, earn and benefits refreshed
Fields: annualFee, foreignTransactionFee, earningRates, benefits
Chase Southwest Rapid Rewards Plus product page →
Source checked 2026-10-12 · spot an outdated offer? Report a correction above.
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Earning Rates
- 2xSouthwest purchases
- 2xGas stations and grocery storesFirst $5,000 in combined purchases per anniversary year
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦First checked bag free for you and up to 8 passengers on the same reservation
- ✦Complimentary Standard seat selection within 48 hours of departure, when available
- ✦3,000 anniversary points every year
- ✦10% flight discount promo code each anniversary (excludes Basic fares)
- ✦10,000 Companion Pass qualifying points boost each year
- ✦Group 5 boarding for you and up to 8 passengers on the same reservation
- ✦25% back on inflight purchases
Why it earns its spot
- +Same 50,000-point public bonus as the Priority at a lower fee
- +Free first checked bag and anniversary points cover much of the fee
- +No foreign transaction fees
Where it costs you
- −Fee rose to $99
- −Thin 2x earning, with the gas and grocery 2x capped at $5,000 a year
- −Subject to Chase 5/24
The Compound Verdict
Take the Plus when you want the bonus and the Companion Pass math at the lowest carrying cost. The free checked bag and 3,000 anniversary points do most of the work on the $99 fee. If you fly Southwest more than a few times a year, compare the Priority, which costs $130 more.
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