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Southwest Rapid Rewards Premier card art

Southwest Rapid Rewards Premier

By Alex Compton · Last verified

The middle child of the Southwest lineup, and often the right pick.

7.8/10ChasepersonalSouthwest Rapid Rewards Points5/24 applies
Offer recheck in progressBest for: Companion Pass chasers

Welcome Bonus

Under review

Current claim suppressed

Spend Requirement

Under review

Annual Fee

Under review

Last recorded terms remain in the history below

Credit Score

700+

(Good to Excellent)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
025,00050,00075,000100,000$0$1,000$2,000$3,000$4,0002021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)
ObservedOfferRequirementWhat changedEvidence
2026-0650,000$1,000 in 3 moBonus decreased: 85,000 → 50,000 · Spend: $3,000 → $1,000Archive record · no attached snapshot
2024-1185,000$3,000 in 3 moBonus increased: 50,000 → 85,000 · Spend: $1,000 → $3,000Elevated offerArchive record · no attached snapshot
2023-0550,000$1,000 in 3 moBonus increased: 40,000 → 50,000Archive record · no attached snapshot
2021-0140,000$1,000 in 3 moEarliest recordArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger

Event-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.

Source checked 2026-06-09 · spot an outdated offer? Report a correction above.

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Last Recorded Earning Rates

These terms are historical context and are not presented as current.

  • 3xSouthwest purchases
  • 2xRapid Rewards hotel and car partners
  • 2xLocal transit, internet, cable, phone services
  • 1xAll other purchases

Last Recorded Credits

No statement credits, this card wins on earn rates, not coupons.

Last Recorded Benefits

Confirm availability and enrollment requirements with the issuer.

  • 6,000 anniversary points each year
  • Two EarlyBird Check-In credits per year
  • 25% back on in-flight purchases
  • 1,500 tier qualifying points per $5,000 spent
  • No foreign transaction fees

Why it earns its spot

  • +Anniversary points cover most of the fee
  • +Bonus counts toward Companion Pass qualification
  • +No FTF, unlike the cheaper Plus

Where it costs you

  • Southwest points only buy Southwest flights
  • Counts against Chase 5/24

The Compound Verdict

Time the application so the bonus lands in January and you are most of the way to a Companion Pass. The anniversary points keep it worth holding after that.

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