
Southwest Rapid Rewards Premier
By Alex Compton · Last verified
The middle child of the Southwest lineup, now with a free checked bag and a $149 fee.
Welcome Bonus
55,000
≈$743 value
Spend Requirement
$1,500
in 3 months
Annual Fee
$149
No FTF
Credit Score
700+
(Good to Excellent)
Current offer note: Public offer: 55,000 points after $1,500 in 3 months; $149 annual fee
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Strong offerThe current 55k beats this card's typical offer of 52,500. The all-time high is 85k, so a bigger number has appeared before, but you are getting an above-average deal today.
Current offer
55k
All-time high
85k
Typical offer
52,500
In place since
October 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-11-09 | 55,000 | $1,500 in 3 mo | Terms reconfirmedFreshness-rotation reconfirmation: Chase's own product page and Upgraded Points' offer history both still show 55,000 points after $1,500 in 3 months, $149 annual fee. No change. | Chase Southwest Rapid Rewards Premier product page, checked November 9, 2026 → |
| 2026-10-12 | 55,000 | $1,500 in 3 mo | Bonus increased: 50,000 → 55,000 · Spend: $1,000 → $1,500Public offer: 55,000 points after $1,500 in 3 months; $149 annual fee | Chase Southwest Rapid Rewards Premier product page → |
| 2026-06 | 50,000 | $1,000 in 3 mo | Bonus decreased: 85,000 → 50,000 · Spend: $3,000 → $1,000 | Archive record · no attached snapshot |
| 2024-11 | 85,000 | $3,000 in 3 mo | Bonus increased: 50,000 → 85,000 · Spend: $1,000 → $3,000Elevated offer | Archive record · no attached snapshot |
| 2023-05 | 50,000 | $1,000 in 3 mo | Bonus increased: 40,000 → 50,000 | Archive record · no attached snapshot |
| 2021-01 | 40,000 | $1,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Annual fee now $149 (was $99); offer 55k after $1,500 in 3 months; earn 3x Southwest, 2x grocery and restaurants on first $8k per year; EarlyBird credits gone, free first bag added.
Fields: annualFee, bonus, spend, tagline, earningRates, benefits, pros, cons, ourTake
Chase Southwest Rapid Rewards Premier product page →
Source checked 2026-11-09 · spot an outdated offer? Report a correction above.
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Earning Rates
- 3xSouthwest purchases
- 2xGrocery stores and restaurants (first $8,000 combined per anniversary year)
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦6,000 anniversary points each year
- ✦First checked bag free for you and up to 8 passengers on the same reservation
- ✦Group 5 boarding and Preferred seat selection within 48 hours of departure, when available
- ✦15% flight discount promo code each anniversary year (excludes Basic fares)
- ✦10,000 Companion Pass qualifying points boost each year
- ✦1,500 tier qualifying points per $5,000 spent
- ✦25% back on inflight purchases
- ✦No foreign transaction fees
Why it earns its spot
- +Free checked bag for up to 9 travelers on one reservation can repay the fee in one trip
- +Annual 10,000 point Companion Pass boost
- +No foreign transaction fees
Where it costs you
- −Annual fee is now $149, and 6,000 anniversary points cover only part of it
- −Southwest points only buy Southwest flights
- −Counts against Chase 5/24
The Compound Verdict
The fee went to $149, but the card now carries a free first checked bag, Group 5 boarding and a yearly 10,000 point Companion Pass boost. Families that check bags on Southwest recover the fee fast. Solo carry-on flyers should compare it to the cheaper Plus.
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