Southwest Rapid Rewards Priority Credit Card
The top personal Southwest card. The travel credit and anniversary points nearly erase the fee.
Welcome Bonus
50,000
≈$675 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$149
No FTF
Credit Score
700+
(Good-Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 3xSouthwest purchases
- 2xLocal transit and commuting, including rideshare
- 2xInternet, cable, phone and select streaming
- 1xAll other purchases
Credits ($75/yr stated)
- Southwest travel credit$75
Automatic on Southwest purchases
Benefits
- ✦7,500 anniversary points every year
- ✦4 upgraded boardings per year when available
- ✦25% back on inflight purchases
- ✦10,000 Companion Pass qualifying points boost each year
- ✦Tier qualifying points toward A-List status from card spend
Why it earns its spot
- +$75 credit plus anniversary points offset most of the $149 fee
- +Bonuses count toward the Companion Pass
- +Low spend requirements on standard offers
Where it costs you
- −Southwest points are fixed-value, no outsized redemptions
- −Domestic-focused route network
- −Subject to Chase 5/24
The Compound Verdict
If you fly Southwest, this is the personal card to hold. The credit and anniversary points bring the effective fee close to zero, and the boarding and A-List boosts are real quality-of-life gains. Time your application for Companion Pass season.
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