Credit Compound
American Express
TAP Miles&Go Card
Personal · $79 AF

TAP Miles&Go American Express Card

Lisbon lounge passes and free bags for Portugal regulars.

6.6/10CardlesspersonalTAP Miles&Go Miles
View Current OfferBest for: Travelers with family or business ties to Portugal

Welcome Bonus

40,000

≈$440 value

Spend Requirement

$2,500

in 3 months

Annual Fee

$79

No FTF

Credit Score

670+

(Good)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
012,50025,00037,50050,000$0$1,000$2,000$3,000$4,0002022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 3xTAP Air Portugal purchases
  • 2xHotels, car rentals and rideshare
  • 1xEverything else

Credits

No statement credits, this card wins on earn rates, not coupons.

Benefits

  • Two TAP Premium Lounge passes at Lisbon Airport each year
  • Two complimentary checked bags per year on TAP flights
  • Unlimited premium boarding for you and travel companions
  • Up to 10,000 Status Miles per year from card spend

Why it earns its spot

  • +Perk stack is generous for a $79 fee
  • +Status Miles accrual is a real shortcut toward TAP elite tiers

Where it costs you

  • TAP awards carry stiff fuel surcharges that eat into mile value
  • Single-airline utility focused on Portugal connections

The Compound Verdict

Cardless launched the original TAP card in 2021 as its first airline product and now runs it on the Amex network. For US travelers who funnel through Lisbon a couple of times a year, the bags, boarding and lounge passes beat the math on most $79 cards. As a pure mileage play it is mid-tier because TAP's surcharges drag the currency down.

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