MastercardUlta Beauty Rewards Mastercard
Extra Ultamate points at Ulta, and almost nothing anywhere else.
Welcome Bonus
500
≈$15 value
Spend Requirement
$500
in 3 months
Annual Fee
$0
3% FTF
Credit Score
640+
(Fair-Good)
Current offer note: 500 Ultamate points after $500 spent outside Ulta in 90 days, plus 20% off your first purchase
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-11 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 2xUlta Beauty purchases
- 0.33xEverywhere else
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Points stack with Ultamate member earning and Platinum or Diamond multipliers
- ✦Ultamate points climb in value at bigger redemptions, up to $125 off for 2,000 points
- ✦Mastercard version usable anywhere, unlike the store-only Ulta Beauty Rewards Credit Card sibling
Why it earns its spot
- +Doubles down on a rewards program beauty regulars already max
- +20% first-purchase discount on a big haul
- +No annual fee
Where it costs you
- −1 point per $3 outside Ulta is among the worst earn rates in print
- −Points expire with account inactivity
- −Comenity servicing and shutdown reputation
The Compound Verdict
Inside Ulta this card makes sense for Diamond tier devotees stacking multipliers. Outside Ulta it earns a third of a point per dollar, which rounds to insulting. Use it at the register at Ulta and never anywhere else.
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