Ulta Beauty Rewards Mastercard
By Alex Compton · Last verified
Extra Ultamate points at Ulta, and almost nothing anywhere else.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
640+
(Fair-Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 500 | $500 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2025-01 | 500 | $500 in 3 mo | Earliest recordSign-up points bonus added January 2025 | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 2xUlta Beauty purchases1 extra card point on top of base member points
- 0.33xEverywhere else1 point per $3 spent
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Points stack with Ultamate member earning and Platinum or Diamond multipliers
- ✦Ultamate points climb in value at bigger redemptions, up to $125 off for 2,000 points
- ✦Mastercard version usable anywhere, unlike the store-only Ulta Beauty Rewards Credit Card sibling
Why it earns its spot
- +Doubles down on a rewards program beauty regulars already max
- +20% first-purchase discount on a big haul
- +No annual fee
Where it costs you
- −1 point per $3 outside Ulta is among the worst earn rates in print
- −Points expire with account inactivity
- −Comenity servicing and shutdown reputation
The Compound Verdict
Inside Ulta this card makes sense for Diamond tier devotees stacking multipliers. Outside Ulta it earns a third of a point per dollar, which rounds to insulting. Use it at the register at Ulta and never anywhere else.
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