United Club Business Card
By Alex Compton · Last verified
A full United Club membership on the business side, with a fee that tripled to match.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
740+
(Excellent)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-04 | 100,000 | $5,000 in 3 mo | Bonus increased: 95,000 → 100,000+ 2,000 PQP | Archive record · no attached snapshot |
| 2025-03 | 95,000 | $5,000 in 3 mo | Bonus increased: 75,000 → 95,000Refresh: AF jumped to $695 | Archive record · no attached snapshot |
| 2022-08 | 75,000 | $5,000 in 3 mo | Earliest record$450 AF era | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-10 · spot an outdated offer? Report a correction above.
Embed this chart on your site (free, with attribution)
Bloggers and journalists: paste this snippet to embed the live, auto-updating bonus history chart. Attribution to Credit Compound is included in the widget.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 8xEligible United flightsIncludes base MileagePlus member earn
- 5xRenowned Hotels and Resorts prepaid stays
- 2xOther United purchases
- 1.5xAll other purchases
Last Recorded Credits
- Renowned Hotels and Resorts credit$200
- Rideshare credit$150
Enrollment required
- Instacart credit$240
$20 monthly
- JSX flight credit$200
- Avis and Budget rental credit$100
United TravelBank cash
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Unlimited United Club access, worth $750+ if bought outright
- ✦Free first and second checked bags for you and a companion
- ✦Up to 28,000 PQP per year from card spend
- ✦Premier Access check-in, security and boarding
- ✦25% back on inflight purchases
Why it earns its spot
- +Club membership alone outvalues the fee for frequent flyers
- +1.5x base earn is unusually good for an airline card
- +Big PQP earning ceiling for status chasers
Where it costs you
- −$695 is steep if the lounge isn't part of your routine
- −Credits require enrollment and niche merchants
- −$450 era pricing is gone for good
The Compound Verdict
Same verdict as the personal Club card: buy it for the lounge. If your business puts you in United terminals weekly, this pays for itself before the credits. Otherwise the regular United Business Card covers you at a fifth of the fee.
Rate this card
Be the first to rate it
Commentson Club Biz
Comments are stored in your browser during our community preview. Accounts, moderation and cross-device sync arrive with Credit Compound Community.