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United Explorer Card card art

United Explorer Card

Free bags, expanded award space, and two lounge passes a year.

8.0/10ChasepersonalUnited MileagePlus Miles5/24 applies
View Current OfferBest for: United flyers who check bags

Welcome Bonus

60,000

≈$720 value

Spend Requirement

$3,000

in 3 months

Annual Fee

$150

No FTF

Credit Score

700+

(Good-Excellent)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
025,00050,00075,000100,000$0$1,875$3,750$5,625$7,5002021-012022-012023-012024-012025-012026-01Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 2xUnited purchases, dining, hotels
  • 1xAll other purchases

Credits ($60/yr stated)

  • Rideshare + instacart credits$60

    Post-refresh statement credits

Benefits

  • First checked bag free for you + companion
  • 2 United Club one-time passes per year
  • Expanded saver award availability (XN space)
  • 25% back on inflight purchases

Why it earns its spot

  • +Bag fees alone repay the fee for couples
  • +Hidden award space access is real value

Where it costs you

  • United miles are mid-tier in value
  • Earn rates are weak outside United spend

The Compound Verdict

If you fly United even 3-4 times a year with a checked bag, this is a keeper. Sign up when the bonus spikes above 60k.

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