US Bank Altitude Connect
By Alex Compton · Last verified
4x on travel and gas with no annual fee.
Welcome Bonus
20,000
≈$200 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
700+
(Good to Excellent)
Current offer note: 20,000 points after $1,000 spend within 90 days; the 30,000-point bump from September 2026 has expired
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 50k before; the current 20k is right at its typical 20k. Elevated offers have appeared 1 time in the last two years of our data, so if you can wait, history is on your side.
Current offer
20k
All-time high
50k
Typical offer
20k
In place since
November 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-11-02 | 20,000 | $1,000 in 3 mo | Bonus decreased: 30,000 → 20,000Freshness-rotation CHANGE: US Bank's own product terms and NerdWallet's review both now show 20,000 points after $1,000 spend in 90 days; Upgraded Points independently confirms the 30,000-point offer is expired. Bonus reverted to 20,000. | US Bank Altitude Connect product page, checked November 2, 2026 → |
| 2026-09 | 30,000 | $1,000 in 3 mo | Bonus increased: 20,000 → 30,000Increased to 30,000 points, worth $300 | Archive record · no attached snapshot |
| 2026-06 | 20,000 | $1,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2024-09 | 20,000 | $1,000 in 3 mo | Bonus decreased: 50,000 → 20,000 · Spend: $3,000 → $1,000 · Window: 4 months → 3 monthsAnnual fee dropped to $0 | Archive record · no attached snapshot |
| 2021-01 | 50,000 | $3,000 in 4 mo | Earliest record$95 fee era | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-11-02 · spot an outdated offer? Report a correction above.
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Earning Rates
- 4xTravel, gas stations, EV chargingGas and EV capped at $1,000 per quarter
- 2xDining, streaming, grocery stores
- 1xAll other purchases
Credits ($30/yr stated)
- Streaming credit$30
After 11 consecutive months of streaming purchases
Benefits
- ✦TSA PreCheck or Global Entry credit up to $120 every four years
- ✦No foreign transaction fees
- ✦Cell phone protection
Why it earns its spot
- +4x travel and gas on a no-fee card is unmatched
- +TSA PreCheck credit rarely appears at the $0 tier
Where it costs you
- −Points are fixed value with no transfer partners
- −Quarterly cap on the gas and EV 4x
The Compound Verdict
The strongest no-fee travel and gas earner in the market. Points cap out at a cent each, so treat it as a 4% card for road trips and pump spend.
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