U.S. Bank Altitude Go Visa Signature
By Alex Compton · Last verified
4x on dining with no annual fee. Few cards beat that math.
Welcome Bonus
20,000
≈$200 value
Spend Requirement
$1,000
in 3 months
Annual Fee
$0
No FTF
Credit Score
670+
(Good)
Current offer note: $200 value toward purchases
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Consider waitingThis card has offered 25k before; the current 20k is right at its typical 20k. Elevated offers have been rare lately, so waiting is a gamble.
Current offer
20k
All-time high
25k
Typical offer
20k
In place since
June 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 20,000 | $1,000 in 3 mo | Bonus decreased: 25,000 → 20,000 | Archive record · no attached snapshot |
| 2023-06 | 25,000 | $1,000 in 3 mo | Bonus increased: 20,000 → 25,000Elevated offer | Archive record · no attached snapshot |
| 2021-01 | 20,000 | $1,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-09-21 · spot an outdated offer? Report a correction above.
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Earning Rates
- 4xDining, takeout and deliveryCapped at $2,000 in dining spend per quarter since April 14, 2025; 1x above that
- 2xGrocery stores, gas and EV charging, streaming
- 1xEverything else
Credits ($15/yr stated)
- Streaming credit$15
After 11 consecutive months of eligible streaming purchases
Benefits
- ✦No foreign transaction fee on a no-fee card
- ✦Points never expire
Why it earns its spot
- +4x dining for $0 beats most paid dining cards
- +No foreign transaction fee
- +Useful 2x backup categories
Where it costs you
- −Points are fixed value with no transfer partners
- −U.S. Bank approvals favor existing customers
- −4x dining is capped at $2,000 in spend per quarter; everything above that earns 1x
The Compound Verdict
The strongest free dining card in the market for typical spend. 4% effective return on the first $2,000 in quarterly dining with no fee and no FTF is hard to argue with. Heavy dining spenders will hit the quarterly cap; everyone else won't notice it.
Head-to-Head Comparisons
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