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U.S. Bank Altitude Go Secured Visa card art

U.S. Bank Altitude Go Secured Visa

By Alex Compton · Last verified

4x on dining is unheard of for a secured card.

★ 7.8/10U.S. BankpersonalUS Bank Points
View Current OfferBest for: Credit builders who spend on dining

Welcome Bonus

None

No welcome offer; 4x dining on the first $2,000 each quarter, $15 streaming credit and $300 to $5,000 deposit confirmed

Spend Requirement

None

Annual Fee

$0

No FTF

Credit Score

Building

credit (limited or damaged history)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

No numeric welcome bonus recorded

This product has no points- or cash-denominated offer to plot. Dated no-offer observations, non-points benefits, corrections, and primary-source links remain preserved in the table below.

ObservedOfferRequirementWhat changedEvidence
2026-10-120No recorded spendTerms reconfirmedNo welcome offer; 4x dining on the first $2,000 each quarter, $15 streaming credit and $300 to $5,000 deposit confirmedU.S. Bank Altitude Go Secured Visa product page →
2026-060No recorded spendEarliest recordNo welcome offerArchive record · no attached snapshot

Primary-source verification log

Append-only evidence ledger
  1. confirmed

    No annual fee, $300-$5,000 deposit, 4x dining on first $2,000 per quarter, 2x grocery/gas/streaming and $15 streaming credit confirmed

    U.S. Bank Altitude Go Secured Visa product page →

Source checked 2026-10-12 · spot an outdated offer? Report a correction above.

Earning Rates

  • 4xDining, takeout and deliveryOn the first $2,000 each quarter
  • 2xGrocery stores, gas and EV charging, streaming
  • 1xEverything else

Credits ($15/yr stated)

  • Streaming credit$15

    After 11 consecutive months of eligible streaming purchases

Benefits

  • ✦Mirrors the unsecured Altitude Go earning structure
  • ✦Refundable deposit from $300 to $5,000
  • ✦Reports to all three bureaus with automatic graduation review to the unsecured card

Why it earns its spot

  • +4x dining beats most unsecured cards, let alone secured ones
  • +No annual fee and a streaming credit

Where it costs you

  • −Quarterly $2,000 cap on the 4x dining unlike the unsecured version
  • −29.99% APR punishes any carried balance

The Compound Verdict

Alongside the Cash+ Secured, this is the other half of the best secured lineup in banking. Eat out a lot and this earns like a real rewards card while your score recovers. Choose this or the Cash+ Secured based on whether dining or bills dominate your budget.

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