Credit Compound
Visa
Altitude Go Secured
Personal · No AF

U.S. Bank Altitude Go Secured Visa

4x on dining is unheard of for a secured card.

7.8/10U.S. BankpersonalUS Bank Points
View Current OfferBest for: Credit builders who spend on dining

Welcome Bonus

None

No welcome offer

Spend Requirement

None

Annual Fee

$0

No FTF

Credit Score

Building

credit (limited or damaged history)

Historical Offers Chart

Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.

Sign-Up Bonus (points)Spending Requirement ($)
00111$0$0.375$0.75$1.125$1.5Sign-Up BonusSpending Requirement ($)

Last verified 2026-06-10 · spot an outdated offer? Tell us in the comments.

Earning Rates

  • 4xDining, takeout and delivery
  • 2xGrocery stores, gas and EV charging, streaming
  • 1xEverything else

Credits ($15/yr stated)

  • Streaming credit$15

    After 11 consecutive months of eligible streaming purchases

Benefits

  • Mirrors the unsecured Altitude Go earning structure
  • Refundable deposit from $300 to $5,000
  • Reports to all three bureaus with automatic graduation review to the unsecured card

Why it earns its spot

  • +4x dining beats most unsecured cards, let alone secured ones
  • +No annual fee and a streaming credit

Where it costs you

  • Quarterly $2,000 cap on the 4x dining unlike the unsecured version
  • 29.99% APR punishes any carried balance

The Compound Verdict

Alongside the Cash+ Secured, this is the other half of the best secured lineup in banking. Eat out a lot and this earns like a real rewards card while your score recovers. Choose this or the Cash+ Secured based on whether dining or bills dominate your budget.

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