Verizon Business Mastercard
By Alex Compton · Last verified
Earns Verizon Dollars that only pay Verizon bills, a closed loop for wireless-heavy small businesses.
Welcome Bonus
Under review
Current claim suppressed
Spend Requirement
Under review
Annual Fee
Under review
Last recorded terms remain in the history below
Credit Score
670+
(Good)
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-06 | 5,000 | No recorded spend | Terms reconfirmed | Archive record · no attached snapshot |
| 2024-01 | 5,000 | No recorded spend | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledgerEvent-level primary-source attachments begin with the September 2026 verification system. Older records remain visible but are not retroactively presented as evidenced.
Source checked 2026-06-11 · spot an outdated offer? Report a correction above.
Last Recorded Earning Rates
These terms are historical context and are not presented as current.
- 3xVerizon purchases5% during the first billing cycle, then 3% on Verizon bills and devices
- 2xGas, EV charging and office supplies
- 1xAll other purchases
Last Recorded Credits
No statement credits, this card wins on earn rates, not coupons.
Last Recorded Benefits
Confirm availability and enrollment requirements with the issuer.
- ✦Verizon Business Dollars apply against wireless bills, devices and accessories with a $1 minimum
- ✦No cap on earning
- ✦No annual fee and no foreign transaction fees
Why it earns its spot
- +3% effectively discounts a bill the business pays anyway
- +Gas and office supplies at 2% fits real small-business spend
- +Free to hold
Where it costs you
- −Verizon Dollars cannot be cashed out, transferred or used anywhere but Verizon
- −Worthless the day you switch carriers
- −Generic 2% business cards beat it on every non-Verizon dollar
The Compound Verdict
A closed-loop rebate program shaped like a credit card. If your business runs a meaningful Verizon bill the 3% back is a painless discount, and the 2% categories are sensible filler. The moment your carrier loyalty wavers the entire rewards balance becomes a hostage, so spend it down as you go.
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