World of Hyatt Credit Card
The only hotel card whose free night reliably beats the annual fee.
Welcome Bonus
30,000
≈$510 value
Spend Requirement
$3,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: + up to 30k more via 2x on first $15k
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Last verified 2026-06-09 · spot an outdated offer? Tell us in the comments.
Earning Rates
- 4xHyatt purchases
- 2xDining, flights booked direct, gym, transit
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Free Category 1-4 night every anniversary
- ✦Automatic Discoverist status + 5 elite night credits/yr
- ✦Extra free night at $15k annual spend
Why it earns its spot
- +Anniversary night is worth $150-$300+
- +Hyatt points are the most valuable hotel currency
Where it costs you
- −Hyatt's footprint is smaller than Marriott/Hilton
- −Subject to 5/24
The Compound Verdict
Keep-forever card. The anniversary night pays the fee, the elite credits accelerate status, and the card deepens the best transfer relationship in the Chase ecosystem.
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