World of Hyatt Credit Card
By Alex Compton · Last verified
The only hotel card whose free night reliably beats the annual fee.
Welcome Bonus
75,000
≈$1,275 value
Spend Requirement
$5,000
in 3 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: 45k after $5k in 3 months, plus up to 30k via 2x on normally 1x purchases, capped at $15k in the first 6 months
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Apply nowThis is the best public offer this card has ever had. In 5 tracked offers going back to 2021, nothing has beaten 75k.
Current offer
75k
All-time high
75k
Typical offer
30k
In place since
July 2026
Last verified 2026-07-09 · spot an outdated offer? Tell us in the comments.
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Earning Rates
- 4xHyatt purchases
- 2xDining, flights booked direct, gym, transit
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Free Category 1-4 night every anniversary
- ✦Automatic Discoverist status + 5 elite night credits/yr
- ✦Extra free night at $15k annual spend
Why it earns its spot
- +Anniversary night is worth $150-$300+
- +Hyatt points are the most valuable hotel currency
Where it costs you
- −Hyatt's footprint is smaller than Marriott/Hilton
- −Subject to 5/24
The Compound Verdict
Keep-forever card. The anniversary night pays the fee, the elite credits accelerate status, and the card deepens the best transfer relationship in the Chase ecosystem.
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