World of Hyatt Credit Card
By Alex Compton · Last verified
The only hotel card whose free night reliably beats the annual fee.
Welcome Bonus
60,000
≈$1,020 value
Spend Requirement
$15,000
in 6 months
Annual Fee
$95
No FTF
Credit Score
700+
(Good-Excellent)
Current offer note: 30k after $3k in 3 months, plus up to 30k through 2 total points per dollar on normally 1x purchases in the first 6 months, capped at $15k
Historical Offers Chart
Every public offer change we've tracked. Hover for details, timing your application is worth hundreds of dollars.
Apply now or wait?
Strong offerThe current 60k beats this card's typical offer of 30k. The all-time high is 75k, so a bigger number has appeared before, but you are getting an above-average deal today.
Current offer
60k
All-time high
75k
Typical offer
30k
In place since
September 2026
| Observed | Offer | Requirement | What changed | Evidence |
|---|---|---|---|---|
| 2026-09-05 | 60,000 | $15,000 in 6 mo | Bonus decreased: 75,000 → 60,000 · Spend: $5,000 → $15,000 · Window: 3 → 6 monthsTwo-stage offer: 30k after $3k in 3 months, plus up to 30k through elevated earning on up to $15k in the first 6 months | Chase World of Hyatt Credit Card product page → |
| 2026-07 | 75,000 | $5,000 in 3 mo | Bonus increased: 30,000 → 75,000 · Spend: $3,000 → $5,000Two-stage offer: 45k after $5k, plus up to 30k through elevated earning | Archive record · no attached snapshot |
| 2026-01 | 30,000 | $3,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2024-01 | 30,000 | $3,000 in 3 mo | Terms reconfirmed | Archive record · no attached snapshot |
| 2022-06 | 30,000 | $3,000 in 3 mo | Bonus increased: 25,000 → 30,000 | Archive record · no attached snapshot |
| 2021-01 | 25,000 | $3,000 in 3 mo | Earliest record | Archive record · no attached snapshot |
Primary-source verification log
Append-only evidence ledger- changed
Replaced the ended 75,000-point offer with the current two-stage offer of up to 60,000 points and preserved the prior offer in history
Fields: currentOffer, offerHistory, lastVerified
Chase World of Hyatt Credit Card product page →
Source checked 2026-09-05 · spot an outdated offer? Report a correction above.
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Earning Rates
- 4xHyatt purchases
- 2xDining, flights booked direct, gym, transit
- 1xAll other purchases
Credits
No statement credits, this card wins on earn rates, not coupons.
Benefits
- ✦Free Category 1-4 night every anniversary
- ✦Automatic Discoverist status + 5 elite night credits/yr
- ✦Extra free night at $15k annual spend
Why it earns its spot
- +Anniversary night is worth $150-$300+
- +Hyatt points are the most valuable hotel currency
Where it costs you
- −Hyatt's footprint is smaller than Marriott/Hilton
- −Subject to 5/24
- −Unavailable to current cardmembers or anyone who received this card's new-cardmember bonus in the past 24 months
The Compound Verdict
Keep-forever card. The anniversary night pays the fee, the elite credits accelerate status, and the card deepens the best transfer relationship in the Chase ecosystem.
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