Bilt Rewards
The rent-rewards program. No-fee points on rent with elite transfer partners including Hyatt and American Airlines.
Application Rules
- ▸Issued via Wells Fargo (card 1.0), Cardless takes over new issuance in 2026
- ▸5 transactions per month required to earn points
Tracked Bilt Rewards Cards
Bilt MastercardBilt Rewards
The only card that earns points on rent with no fee.
Special bonusAF: $0Rating: 8.5/10
Bilt Blue CardBilt Rewards
The free entry point to Bilt 2.0 and points on your rent or mortgage.
5,000 pts bonus (≈$100)AF: $0Rating: 7.4/10
Bilt Obsidian CardBilt Rewards
Bilt's $95 middle tier: pick dining or groceries for 3x and keep earning on housing.
10,000 pts bonus (≈$200)AF: $95Rating: 7.9/10
Bilt Palladium CardBilt Rewards
Bilt's premium play: 2x on everything, lounge access and the richest housing rewards.
50,000 pts bonus (≈$1,000)AF: $495Rating: 7.8/10