Bilt Rewards
A housing-rewards program with three current cards that can earn on rent, mortgage and HOA payments without a card transaction fee.
Application Rules
- ▸Current Bilt Blue, Obsidian and Palladium cards are issued through Cardless by Column N.A.
- ▸The legacy Wells Fargo-era Bilt Mastercard is closed to new applicants
- ▸No five-transaction minimum or annual housing-rewards cap on the current lineup
Tracked Bilt Rewards Cards
Bilt Mastercard (Legacy)Bilt Rewards
The Wells Fargo-era Bilt Mastercard is closed to new applicants; this page preserves its terms and offer history.
Terms under review AF: Under reviewRating: 8.5/10
Full ReviewOffer Under Review
Bilt Blue CardBilt Rewards
The free entry point to Bilt 2.0 and points on your rent or mortgage.
Special bonusAF: $0Rating: 7.4/10
Bilt Obsidian CardBilt Rewards
Bilt's $95 middle tier: pick dining or groceries for 3x and keep earning on housing.
Special bonusAF: $95Rating: 7.9/10
Bilt Palladium CardBilt Rewards
Bilt's premium play: 2x on everything, lounge access and the richest housing rewards.
50,000 pts bonus (≈$1,000)AF: $495Rating: 7.8/10