Capital on Tap
A UK-born small business lender with a large US card book, issuing its Visa through WebBank. The pitch is speed and access: revenue-based underwriting, decisions in minutes, and up to 2% flat cash back with no annual fee.
Application Rules
- ▸Requires roughly 6 months in business and $2,500 in monthly revenue
- ▸Sole proprietors, nonprofits, trusts, and clubs are not eligible; a personal guarantee is required
- ▸Weekly AutoPay enrollment is what unlocks the full 2% earn rate
Tracked Capital on Tap Cards
Capital on Tap Business Credit CardCapital on Tap
Up to 2% flat business cash back that approves on revenue, not just your FICO.
Special bonusAF: $0Rating: 7.6/10