Credit One Bank Platinum VisaCredit One Bank
Terms checked 2026-10-12
An unsecured card for damaged credit that charges almost a hundred dollars a year for the privilege.
Special bonusAF: $99Rating: 3.0/10
Credit One Bank
A subprime specialist commonly confused with Capital One, right down to a near-identical swoosh logo: the two are unrelated, and Credit One's products are far more expensive. Most of its lineup carries annual fees up to $99, monthly fee billing, and small credit lines reduced by the fee itself. The Wander travel card is the one genuinely competitive product in the stable.
Application Rules
- ▸Pre-qualification is a soft pull; the exact fee schedule is assigned at approval and varies by applicant
- ▸Annual fees are often billed monthly and charged against the credit limit, shrinking a $300 line from day one
- ▸Read the cardholder agreement before accepting; multiple cards share the Platinum name with very different fees
Tracked Credit One Bank Cards
Credit One Bank Wander CardCredit One Bank
Terms checked 2026-10-26
One of the only travel rewards cards that will take fair credit, at a price.
Special bonusAF: $95Rating: 5.2/10