Credit One Bank
A subprime specialist commonly confused with Capital One, right down to a near-identical swoosh logo: the two are unrelated, and Credit One's products are far more expensive. Most of its lineup carries annual fees up to $99, monthly fee billing, and small credit lines reduced by the fee itself. The Wander travel card is the one genuinely competitive product in the stable.
Application Rules
- ▸Pre-qualification is a soft pull; the exact fee schedule is assigned at approval and varies by applicant
- ▸Annual fees are often billed monthly and charged against the credit limit, shrinking a $300 line from day one
- ▸Read the cardholder agreement before accepting; multiple cards share the Platinum name with very different fees
Tracked Credit One Bank Cards
Credit One Bank Platinum VisaCredit One Bank
An unsecured card for damaged credit that charges almost a hundred dollars a year for the privilege.
Special bonusAF: $99Rating: 3.0/10
Credit One Bank Wander CardCredit One Bank
One of the only travel rewards cards that will take fair credit, at a price.
Special bonusAF: $95Rating: 5.2/10