Current Build CardCurrent
Terms checked 2026-10-12
Spend your Current balance like debit while the card reports it as credit.
Special bonusAF: $0Rating: 6.3/10
Current
A New York neobank serving people who live paycheck to paycheck, with banking services through Cross River Bank. Its Build Card converts everyday debit-style spending into a reported credit tradeline with no APR and no deposit.
Application Rules
- ▸Requires an active Current account; the card draws on your spending balance
- ▸No credit check and no minimum deposit
- ▸Rewards on dining and groceries require qualifying payroll deposits
Tracked Current Cards