Current
A New York neobank serving people who live paycheck to paycheck, with banking services through Cross River Bank. Its Build Card converts everyday debit-style spending into a reported credit tradeline with no APR and no deposit.
Application Rules
- ▸Requires an active Current account; the card draws on your spending balance
- ▸No credit check and no minimum deposit
- ▸Rewards on dining and groceries require qualifying payroll deposits
Tracked Current Cards

Current Build CardCurrent
Spend your Current balance like debit while the card reports it as credit.
Terms under review AF: Under reviewRating: 6.3/10
Full ReviewOffer Under Review