Credit Compound

Current

A New York neobank serving people who live paycheck to paycheck, with banking services through Cross River Bank. Its Build Card converts everyday debit-style spending into a reported credit tradeline with no APR and no deposit.

Application Rules

  • ▸Requires an active Current account; the card draws on your spending balance
  • ▸No credit check and no minimum deposit
  • ▸Rewards on dining and groceries require qualifying payroll deposits

Tracked Current Cards

Visa
Build Card
Personal · No AF
Current Build CardCurrent

Spend your Current balance like debit while the card reports it as credit.

Special bonusAF: $0Rating: 6.3/10
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