DCU Visa Platinum Credit CardDigital Federal Credit Union
Terms checked 2026-10-12
The credit union card people join DCU for: an APR that starts where big banks bottom out.
Special bonusAF: $0Rating: 7.1/10
Digital Federal Credit Union
A Massachusetts-based credit union famous in personal finance circles for two things: a savings account paying outsized interest on the first $1,000 and a Visa Platinum with one of the lowest sustained APRs in the country. Membership is effectively nationwide.
Application Rules
- ▸Join from any state via a small donation to a partner nonprofit, typically $10
- ▸Federal credit union rules cap the card APR at 18% even at the worst tier
- ▸Underwriting is relationship-friendly but conservative on limits
Tracked Digital Federal Credit Union Cards